Financing a Home

How to Choose the Best Home Mortgage for You

By eHow Personal Finance Editor

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There's no such thing as the single best home mortgage. The best home mortgage for you is the one that fits you and your personal situation. Here are some things to think about before you decide... more »

How to Choose Your First Home as a Married Couple

By M A Bramlett

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Yes, it may still feel like a college roommate situation – but just because the space is tight, doesn’t mean a new couple cannot make their first traditional home in an apartment. These days there are many options when looking for a place, one to ... more »

How to Determine the Value of a Home

By wendyr

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Whether you are buying, selling, or just looking, you will want to accurately determine the market value of a home before taking action. Here are several ways you can gather enough data to make your own decision on the value of a home... more »

How to Find a Lender for a Home Loan

By eHow Personal Finance Editor

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There are literally dozens of home mortgage lenders in virtually every locale. So how do you find the right lender for you? You have two basic options: you can hire someone (a mortgage broker) to find a lender for you, or you can take the ... more »

How to Get a Home Appraisal in Las Vegas

By eHow Personal Finance Editor

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A home appraisal is a market valuation of real estate or property by a professional. Before a bank or lender will invest its money in your home loan, it will require an appraisal to make sure the property is as valuable as you say it is. The ... more »

How to Shop For Your First House

By BASHARAT SHAH, MD

1 comments

Buying your first home can be challenging. General recommendations are to buy a condominium or a town house if this is your first home purchase. Many argue that condos are not only affordable but also easy to manage, since they have condo ... more »

How to Assume a Mortgage

By eHow Personal Finance Editor

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Assuming a mortgage (taking over someone else's mortgage) is an alternative to getting a new loan and can sometimes be the least expensive way to finance a property... more »

How to Avoid a Repossession

By eHow Personal Finance Editor

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Repossession is something we all want to avoid. When financial circumstances get tight, it's natural to worry about the possibility of having your property taken away from you because of your failure to make payments on it. Naturally, if your car ... more »

How to Avoid Foreclosure

By pianistic

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Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Here are some tips to help you... more »

How to Avoid Prepayment Penalties on a Home Loan

By eHow Personal Finance Editor

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Whether you are getting a loan or already have one, you will likely be charged a prepayment penalty if you have to pay off the loan during the first two to five years of the loan period. However, there is a way to avoid paying extra fees... more »

How to Cancel PMI Insurance

By Kenr

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Every month, if you are like most of us, you dutifully make your mortgage payment. Have you ever really given any serious consideration to exactly what makes up your monthly payment? For most of us, the mortgage payment not only pays off the ... more »

How to Get a Home Equity Loan

By eHow Personal Finance Editor

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A home equity loan allows you to tap into the equity in your home to pay for improvements, education, a car, a vacation - it's up to you. And the best thing is, the interest is tax deductible... more »

How to Get Prequalified for a Home Loan

By eHow Personal Finance Editor

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The first and most important step in buying a home is getting prequalified for a home loan... more »

How to Get Seller Financing for a Home

By eHow Personal Finance Editor

8 comments

Having trouble getting traditional financing? If the seller doesn't need all the cash from the sale of the property to buy another home, he or she might be willing to offer you seller financing... more »

How to Lock in Interest Rates for a Home Loan

By eHow Personal Finance Editor

3 comments

Because interest rates can fluctuate, it sometimes pays to lock in an attractive interest rate. A lock-in is a lender's commitment to guarantee a specific interest rate if you purchase a home within a certain period of time... more »

How to Make an Offer on a Home

By eHow Personal Finance Editor

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You've found your dream home and you're ready to make your offer. Remember, the offer you make could become legally binding. Here are the steps you'll need to take... more »

How to Purchase Homes in Foreclosure

By eHow Personal Finance Editor

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Whether you're looking for your next home or seeking a good investment, homes in foreclosure can provide a great opportunity to land prime real estate at discount... more »

How to Safeguard your home from Mortgage Lender

By smilesatme1

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Are you afraid that your mortgage lender will take your house away without talking to you first? Well, before the foreclosure agents will going to pull your home away, try to talk to your home loan lender right away or as early as possible... more »

How to Understand the Home Loan Process

By eHow Personal Finance Editor

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The home loan process is often confusing and frustrating. Follow these steps to demystify it... more »

How to Apply for Federal Grants to Assist a Down Payment on a Home

By Select Visions

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Grants are readily available for a wide variety of things. In order to get any assistance for housing you will need to contact your local Housing and Urban Development office or a Real Estate agent that is familiar with this type of assistance... more »

How to Beat a Foreclosure on a Home

By John O'Mahony

4 comments

Even with a strong national economy, low unemployment and low interest rates, Americans are always subject to dealing with mortgage lenders arriving to foreclose on their homes. Housing experts say that the ease with which homebuyers, even those ... more »

How to Buy a Home With a Friend or Partner

By eHow Personal Finance Editor

3 comments

Investing in a home with a friend or partner may allow you to buy a home you wouldn't otherwise be able to afford. Just be very careful about picking your partner!.. more »

How to Calculate Mortgage Rates

By RedheadWriting

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When it comes to mortgage rates, there are many variables. Here are some handy tools for your to use when you need to perform mortgage rate-based calculations!.. more »

How to Calculate the Down Payment for a Home

By eHow Personal Finance Editor

2 comments

The down payment, or amount of cash you'll have to pay toward the actual purchase of a home, is determined by the lender as a percentage of the value of the house... more »

How to Calculate Your Loan-to-Value Ratio

By eHow Personal Finance Editor

1 comments

Your loan-to-value ratio is an important figure that you need to know when getting or refinancing a loan or requesting the removal of private mortgage insurance (PMI). Here's how to figure it out... more »

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