Financing a Home

Articles in Financing a Home

By WriterGig 2 comments
When I first got my home loan, private mortgage insurance accounted for $60 of my $730 monthly payment. Like many first time homeowners, I didn't even realize I would be paying that much extra each month until I got my first mortgage statement. ... more »
By MidniteWriter 3 comments
Home equity loans are any money real estate has accrued over the time you have owned the property. So how do you know when or if you should tap into that money? This will give you some quick and simple direction... more »
By WriterGig 3 comments
It seems like a waste to spend money on private mortgage insurance (PMI) when you could use the amount to pay down your mortgage or ease up another area of your budget. The private mortgage insurance on my first home loan accounted for $60 of my ... more »
By favefive 1 comments
If you are planning on buying a home, you should shop around and look at houses in the areas you desire to move to. Read on for some tips on how you can go house hunting and make the best out of that experience and end up in a house that you ... more »
By Judy Florez-Vaghy 0 comments
What is a Good Faith Estimate? Whether you’re purchasing or refinancing, a Good Faith Estimate is a list of all “estimated” fees involved in a mortgage transaction. Pursuant to the Real Estate Settlement Procedures Act (RESPA), a U.S. mortgage ... more »
By MidniteWriter 0 comments
Paying off your home early can bring security and pride, not to mention saving you interest. You may be surprised you can help your mortgage retire long before you do... more »
By Tommy Smith 1 comments
It is very important to save especially during these tough times. So the best advice anyone can give you is to sign up for the right mortgage loan that is appropriate for your budget... more »
By Jorty 0 comments
If you’re looking to buy a newly constructed home, the competition may be fierce. Some new home communities even have waiting lists and you may be stuck on them for years. Here are some tips to help you buy a new house... more »
By RedheadWriting 4 comments
The world of mortgages can be confusing! There are so many products available, how do you know if you're getting the best rate possible? Here is an easy-to-follow guide to help you get a good rate on your mortgage... more »
By dalady 1 comments
Buying a home is both exciting and nerve wracking. Finding the right loan for you can seem nearly impossible and the places to look for it can appear endless. Luckily there are people and organizations out there who want to help you, just for the ... more »
By eHow Personal Finance Editor 0 comments
There are many options when considering a home purchase. A Veteran's Affairs (VA) loan usually carries lower interest rates than other mortgages and requires no down payment. VA loans are especially helpful to borrowers with bad credit. If you ... more »
By RedheadWriting 3 comments
There are many reasons that homeowners choose to refinance their home. Some of the most common reason are to get a better interest rate, lower the monthly payment, get a different type of mortgage, or draw out some built-up equity. Here is a ... more »
By favefive 1 comments
Home buyers have an option to buy an older home or a brand new house. Often, buyers who love to get the latest and greatest of modern amenities that new home builders can offer choose to buy newer homes instead of older ones. Here are some tips ... more »
By eHow Personal Finance Editor 5 comments
There's no such thing as the single best home mortgage. The best home mortgage for you is the one that fits you and your personal situation. Here are some things to think about before you decide... more »
By eHow Personal Finance Editor 0 comments
Maybe you know this song—“the loan bone’s connected to the ARM bone, the ARM bone’s connected to the index bone.” Maybe not. An ARM, or adjustable rate mortgage, can be a great opportunity or a costly mistake. If you are confident you will soon ... more »
By expertelement 2 comments
You have bad credit, are a minority, have possibly low income, yet you were able to get a loan. You were probably in a desperate situation, possibly a divorce or a bankruptcy and there were not a lot of options for you, or so you were told by the ... more »
By dovinea 2 comments
Looking to buy a home? Find out how to get up to $30,000 FREE for your down payment... more »
By eHow Personal Finance Editor 0 comments
A home appraisal is a market valuation of real estate or property by a professional. Before a bank or lender will invest their money in your home loan, they will require an appraisal to ensure the property is as valuable as you say it is. The ... more »
By eHow Personal Finance Editor 1 comments
A home equity line of credit is like a special checking account that taps into the equity in your home, allowing you to make improvements, pay for education, buy a car or whatever you want. And the best thing is, the interest is tax deductible!.. more »
By RedheadWriting 2 comments
So you want to buy a house, right? Here's an easy-to-follow guide that will help you along the process of getting an affordable mortgage!.. more »
By eHow Personal Finance Editor 3 comments
Just as you can get a home loan to buy an existing property, you can get construction financing for your new custom home... more »
By eHow Personal Finance Editor 0 comments
Refinancing is common, wherein the debtors procure another loan on the existing one. The benefit is that it is normally a gain over the terms of the previous one—lower interest rates, lower monthly installments and extended repayment period. With ... more »
By RedheadWriting 0 comments
Whether you're financing your first home or your third investment property, it's important to obtain the right mortgage for your situation. Here is an easy-to-follow guide that will help you navigate the mortgage lending waters and stay afloat ... more »
By RedheadWriting 0 comments
There comes a time in our lives when we all must secure a mortgage, but how do you know you've found the right lender to partner with to help you fulfill your dreams of home ownership? Here are some simple steps that will help your navigate the ... more »
By Mike Stone 0 comments
It's important to know as much or more about the industry than your lender or bank... more »