Tax Planning

Giving money to charity makes you feel great, and those charitable donations can save you money on your taxes as well. But with the IRS cracking down on tax cheats and increasing the number of...

January 1 may be the magical date for kicking bad habits---but if adopting good financial ones is on your New Year to-do list---consider April 15 as Fiscal New Year's Day. Here are some ways to...

By now, you're probably aware that a special 2009 tax credit is available for first-time home buyers. What you may not know about this credit could prove costly, whether you're planning a home...

Tax-free income, tax deductions and tax credits are all tax incentives given for education. Tax deductions directly reduce taxable income. Refundable tax credits are paid to taxpayers with no...

The United States government offers tax deductions and credits designed to encourage certain behaviors. One such credit is the child-care credit, which gives money back to parents who pay for...

Many companies provide protection from credit card fraud, including credit card companies, banks and consumer protection agencies. Have credit card activity monitored regularly by a regulated...

Build credit by opening a department store credit card or general purpose credit card, making payments on time every month, getting a mortgage, or financing a car. Make payments every month to pay...

There are three different FICO scores because the three major credit bureaus, Equifax, Experian and TransUnion, all receive separate data that may be interpreted differently. Verify that credit...

Do you receive a substantial tax refund every year? Are you also constantly behind in your budget? If so, you may be able to reduce your income tax witholding with your employer in order to retain...