Saving Money

There are many legitimate ways of making a steady stream of income online. While there are also many other online scams that promise fast and easy money, we can avoid most of these sites. Below...

It is the store manager’s job to figure out ways to tempt us to spend. Using creative marketing or providing samples of delicious foods, every method has been calculated to entice or tempt us. ...

Learn how to extend warranties for free using your credit card. Easy to do and valuable if something eventually goes wrong with your product.

We all try to do it. Save the change lying around the house for a few months in hopes of buying something special or going on vacation. But inevitably something happens, and we have to pull out...

As heating and energy costs increase, homeowners are able to make decisions and repairs to improve the energy efficiency of their home. However, apartment dwellers can not make changes such as...

Going “green” is a term that has created a lot of buzz recently. The government is encouraging everyone to go “green” by offering incentives and rebates. Manufacturers are offering products that...

Know how to shop smart and save money in today's economy. It can be done, if you know how to do it.

Advertisers spend billions of dollars every year coming up with ways to convince us to buy things we do not really want or need. These products usually end up sitting on a shelf taking up space....

Whether you’re a busy parent, someone who’s always on the go, a busy college student, or someone who just never seems to have a lot of downtime, you know how valuable time is and you’d do anything...

If it's free, it's for me! This is a common motto that many people have adopted during this time of recession. We are all looking for ways to save or try new products before spending our hard...

Many of us love to get free stuff. Free food is probably one of the best things that we can ever get for free. Many of us though do not like to put a burden on our fellow taxpayers and join...

Online audio books are a true blessing for those of us who love to read, but are unfortunately strapped for time when it comes to having free time where we can open and explore the pages of a...

Tired of making your electric company rich? Puzzled by high electric bills? One major way to save some money is to slim down the energy hogs in your household - the devices that continue to...

Stop paying for expensive personal bank checks. You can start getting free personal checks online by following some fast and easy steps. Read below to learn how to order a box of free personal...

Libraries are seeing a major increase in “book traffic” over the last year or so due to our terrible economy. And here are some helpful hints on how you can save money by frequenting your local...

So you’re trying to cut back on spending. Congratulations. You’ve made a wise decision but it is not necessarily a path that is easy to follow. The temptation to over-spend is an ever-present,...

Save money on the hottest toys by shopping Toys R Us with valuable coupon deals. Get toys from the top toy store at reduced prices with this money advice:

Spotting a silver quarter and dime is incredibly important. Silver is a great commodity and is so much more valuable than the coin it is made with. I will teach you how to spot silver dimes and...

The price of copper is now worth more than a penny and there is a very simple method on how to spot a copper penny.

If you are on food stamps (snap), medicaid, have a disability, or low income it is very likely that you can get on a government program to pay for or at least reduce your electric bill. I will...

Save money on the hottest Christmas toys by shopping Toys R Us with valuable coupon deals. Get the top toys for Christmas even cheaper with these money saving tips:

Here is an article about how to save money on your electricity bill. If you want to save money on your electricity bill, read this article.

Most of us started writing checks using that first order of checks from the bank that cost us $25 when we opened our first checking accounts. Many people think that when you run out of checks,...

There are certain steps a buyer can take in order to properly purchase a salvage title vehicle in order to save thousands of dollars. Let’s face it buying a car is always a big investment and you...

ING Direct is a virtual bank concept operated by the International Netherlands Group (ING), a Dutch company offering banking and financial services. The ING Direct portion of the business was...

Using whole life insurance--life insurance with cash value--to fund a child's college has benefits and drawbacks, as do all methods.

A cash ISA account provides citizens of the United Kingdom a method for saving money while shielding it from the tax man. Any gains you make with a cash ISA account are free from tax. For a cash...

It's no secret that paying a little extra on your home mortgage helps you pay off your home faster, but how much faster? Just one extra payment a year can cut as much as four years off your mortgage.

Banks set interest rates on certificates of deposit (CDs) based on the maturity length of the certificate and how much money they believe they can earn by lending out that money to others. The...

Medicaid is free health insurance provided by the U.S. government. In order to get on Medicaid you will have to meet certain eligibility requirements such as being a pregnant woman, having a...

Practice great saving responsibility during college will help benefit you in the future. These are some of the regular practice I have done that have saved me not hundreds, but thousands of...

There are many types of dollar stores out there, but this article is about the dollar stores that actually sell every item in the store for $1 or 99 cents. You can find some awesome deals at...

One of many reasons our economy is in such bad shape is our lack of financial discipline as a whole. By learning to save early in your careers, you can create bigger goals later in your life. In...

Saying good-bye to manicures, trips to Florida, and dining out is a thing of the past. You don't always have to give those things up in order to save money.

It's easy to get carried away and overspend while shopping online; however, there are plenty of ways one can earn cash back while making online purchaes. In order to take advantage of this cash...

It is that time of year again and many of us mailing gifts to friends and relatives need a break on shipping costs. If you are, mailing glass items here are a few tips to help you keep the weight...

We could all use a little extra money, luckily there are plenty of options when it comes to the cost of living. Apartment living doesn't have to be a nuisance, in fact, it can be quite economical....

With gold hovering around $1000 an ounce, it's not that surprising that many people are interested in procuring it for investment purposes. While no one can predict what will happen in the future,...

Below you’ll find a step by step guide to saving money on food. It’s surprising how many ways there are to save by doing very little at all.

Traffic tickets are a pain: They can be costly, slow down your travel and put negative marks on your driving record. Steve Svenson, a police officer in Bristol, South Dakota, shares some...

A Health Savings Account (HSA) can help individuals and families save money on out-of-pocket health care expenses by paying for them with pretax dollars. To be eligible for an HSA, you must be...

In today's economy, many investors are looking for short-term investments and savings accounts that offer insurance, attractive interest rates and flexibility. Money market savings accounts are...

Whether you print a lot of postage or just a little, you probably would enjoy the ability to print postage from home without spending a fortune. The good news is that you can print postage from...

A six-month CD is a certificate of deposit account with a duration of six months; withdrawing money from a CD before the maturity date may come at the cost of forfeited interest or other charges.

Though many of us are responsible people sometimes it is necessary to turn towards Uncle Sam to get on government programs to help us through life. Many of us resent doing this since we are hard...

Online shopping is great. We usually get a great price, often it is tax free, and it shows up to our door without having to fight through traffic. Shipping charges are often the worst thing...

Mystery shopping, or performing customer service evaluations, is something I have relied on throughout my "mommy at home" years. I have been thrilled to get paid to eat and watch...

You can try to protect your savings by keeping it at home and stuffing it in your mattress, but even that has its risks. To protect your money usually means investing it unless you put it in an...

The Federal Reserve Bank of San Francisco reported in 2001 that "the personal saving rate in the United States has fallen sharply." While historical savings rates are approximately 8% and savings...

Sometimes you just need to eat out. Maybe you forgot to make a lunch the night before and woke up late this morning. Or, maybe if you look at one more peanut butter sandwich you’re going to hurl....