Returning something to a store can be simple or time-consuming, depending on that store's policy. Know the procedures before you make your purchase.
A major purchase such as a house, car or household appliance can be a distressing hit to your checkbook. Budgeting and saving for the purchase can often ease the pain.
It is relatively easy to save money for Christmas presents if you begin saving in early January. You have to be determined and stick to a weekly savings plan.
If you have disposable income that is being taxed, you may want to purchase an annuity as a savings shelter.
Haggling over a price can be a fun way to get the best deal on something you want. Follow some simple guidelines, and you can ease the strain on your wallet during your next shopping trip.
Individual Retirement Account (IRA) monies are supposed to be untouched until the individual reaches 59 1/2 years of age, becomes disabled or dies. However, there are exceptions to the penalty for...
It's easy to get to Easy Street: Buy hot stocks, start your own Internet company, hit it big in the lottery. Right? Wrong. Getting rich in America takes a sensible and sane approach.
You can save a bundle of money if you purchase with discounts. Your buying habits and affiliations determine what discounts are available.
Instead of searching newspapers and mailers for grocery coupons and clipping until your fingers turn blue, try getting customized coupons online.
Rebates can offer substantial discounts, but they don't mean much unless you send them in. Here are some steps to get you on your way.
Are you tired of chugging to work on your own each day? Is that carpooling lane too tempting to resist? Take the plunge and start carpooling. You'll be glad you did - your wallet and the...
Vacationing with friends or extended family can be twice the fun. Share costs when possible, but leave room for some privacy as well.
Child care costs can really cut into your paycheck. Consider sharing child care with a good friend or two. You'll all save money, and the nanny will make a higher hourly wage.
By changing your morning coffee, you can provide your family with funds that can add up to college tuition or more. Here's how to do it.
You can buy an annuity and start receiving payments from it immediately. Find out how immediate annuities, which are sold by insurance companies, work - and whether they will work for you.
Americans spent almost $100 billion on long-distance telephone calls in 2002--and some estimates say one-fifth of that was wasted on excessive charges. Picking a smart plan can shave wasted cash.
Buying in bulk goes beyond just cruising by the bulk bins at your grocery store and joining a members-only warehouse chain. You can also fatten your wallet. Buy in bulk strategically so all that...
Many people hate negotiating, but with a few simple tactics, it can be rewarding and fun. The following steps relate mostly to making purchases but the overall ideas--research the market, be...
Stores like Costco and Sam's Club are worth going to just for the people-watching. Whether they're a good deal or not depends on if you're an educated consumer and can exercise some discipline...
If "never pay retail" is your credo, you know that a trip to the outlet mall is just the tip of the iceberg. But how low can the prices go? Further reductions will only be possible through some...
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