Banking

You can avoid some of the grief of balancing your checkbook if you use Excel as a checkbook register. Have you ever agonized over not being able to get the checkbook to balance? Usually our...

For couples and families on the go, entering expenses into a check register can be a problem. This article demonstrates how to set up a checkbook register in Google that can be accessed from any...

Certificates of deposit (CDs) are a popular alternative to other investments due to the predictability, safety and security they offer. Because they are generally FDIC-insured, funds in CDs are...

Money orders are one of the safest ways to send money. They are considered guaranteed since they are pre-paid in advance for the amount specified on the money order. They are also very...

Cashier's checks are issued by a bank to an individual for certain situations where the check needs to be guaranteed not to bounce, such as a down payment on a house or for an escrow payment....

Whether you are newly engaged (like I am!) living together or married, combining finances with a significant other can be a more efficient way of handling money, especially if you have large...

Wire transfers are used as a method of transferring money from one bank to another. Money can be moved quickly and efficiently using wire transfers. To complete a wire transfer, there are certain...

When someone writes you a check, in order to either deposit that check into your savings or checking account, or to cash that check, you need to sign, or endorse, the check on the back. Depending...

There are several reasons you may need to have your bank stop payment on a check. The person you wrote the check to may have lost it, it may have been stolen, or you may be told by the person you...

A postdated check is a check that is given to someone with a future date written on it with the intention that it will not be cashed until that date. There are many reasons a person may want to...

One of the biggest obstacles for newcomers to the United States is to build a credit history and a credit score. If no actions are taken the process can take years. Follow these simple and proven...

Everyone wants more information. They want your email address, Social Security number, ZIP code and cell phone number. Perhaps you've been asked to take a survey after one of your recent...

The Federal Reserve, or the "Fed," is the central bank of the United States and is responsible for ensuring the stability of the nation's financial systems. The bank is part of a system that was...

A certificate of deposit, or CD, is a financial investment offered by banks and brokerage companies. The investor gives the bank or brokerage a defined amount of money for a specific period of...

A check register is a small booklet you receive with your checks when you open a checking account. It serves as a log of your account transactions as you fill it in, becoming an important record....

Many banks charge a high markup for producing your checks. However, it is possible to obtain checks for much cheaper than what the bank charges. As long as the required elements are included on...

CD is short for certificate of deposit--a savings instrument used to gain a higher rate of interest in exchange for not having access to the money for a specified period. Calculating the interest...

Online banking has changed the way many people handle their finances. With many employers now offering direct deposit, physically going to the bank is becoming a thing of the past. Many different...

CD stands for certificate of deposit. These are financial savings tools that help you earn a higher rate of interest than savings accounts or money market accounts. The drawback is that the money...

An online merchant account gives businesses the ability to process credit cards over the Internet through a secure payment gateway. Online merchant accounts are relatively easy to get. Once you...

Buying personal checks can be done through your bank or through an online check-printing company. You have the option to pay from a bank account using the debit card that's attached to the account...

Identity theft is on the rise and it is becoming more of problem now that the economy is making it hard to find a real job that pays a living wage. You need to be defensive with your identity and...

Banks offer a dizzying array of credit products, many of which are variations on a basic financial contract, tailoring it to a particular market segment. The core products are secured loans, home...

Buying checks online rather than buying them through your bank is a great way to save money. You can get checks for around half the price as you would from your bank. There's been concern that...

Anti-terrorism laws and other federal regulations require that individuals verify their identity when sending or receiving funds electronically. Wachovia strives to ensure that the institution...

When a bank account has not had any activity for awhile, it is considered inactive, and eventually, it becomes dormant. There are specific rules and regulations that banks must adhere to when...

Banks are notorious for adding hidden fees to your accounts and hoping you don’t notice. The best defense against incurring bank fees is a good offense. Learn where to look for hidden fees and...

How to choose a bank to best meet your financial needs.

My wife have switched from Citibank to a bank that is NOT owned/run by the government, nor laden with all the "bad paper" and debt that the big banks are enduring. Here is how we did it...

Banks have implemented certain procedures, rules and regulations that make safety deposit boxes safe for the public. Under certain conditions there are some limitations regarding the safety of...

A banker has a number of responsibilities. Everything a banker does is designed to make a bank run more efficiently and effectively. He also makes sure the entire staff adheres to the policies...

Many consumers are not sure how the payments they make on their credit cards are applied to their account. If you have balances at several different rates (for example a "balance transfer" rate, a...

In this article you will find that all is not lost once a checking account is closed. These are the steps you can take to reopen a closed account.

Transferring money internationally has traditionally been a time-consuming and often expensive process. For those unfamiliar with it, international money transfers have in the past seemed...

Step by step guide on how to void a personal bank check. This will come in handy when setting up a direct deposit account through your employer or when you write a check and then never use it or...

Do you know you have options of transferring you money to which ever bank account if you have multiple bank accounts with different banks without carrying a penny in your pocket to do this? Of...

If you have multiple bank accounts and wonder how you can get your money from one account to the other, I'll tell you

Money markets allow corporations, financial institutions and even the federal government to borrow, lend and trade large amounts of money. Money markets are short-term investments that have a high...

Ebanking is an abbreviation for electronic banking. Ebanking allows you to conduct bank transactions online, instead of finding a bank and interacting with a teller. Most U.S. banks offer...

A checking account register is used to balance your checking account. It is important to know what the balance of your account is to give you an idea of how much you can spend. Having a balanced...

Before you can read a balance sheet, income statement or even transactions recorded in the general ledger, you must first understand the basic accounting equation: Assets = Liabilities + Owners...

WebMoney is a global online funds transfer and payment system. The system is designed for individuals and businesses to send and receive invoices and payments online. Unlike other online payment...

A kWh, or kilowatt-hour, is a measure of electricity usage. Most utilities base their billing on the number of kWh consumed during the billing period.

Joint bank accounts imply a high level of trust between two people. While the choice of banks should be based on safety and convenience, opening an online account is a relatively simple matter....

If you have accidentally made a payment to the wrong person over PayPal you can cancel that payment if you act quickly. If there has been a transfer to the persons bank account then it might be...

Too broke and too nervous to invest in the stock market? Need an investment return now as well as after retirement? Put your emergency cash fund into good use by taking advantage of savings...

Banks and credit unions offer certificates of deposit or CDs as a safe investment option for its account holders. Depositors often have questions concerning these accounts.

The Federal Deposit Insurance Corporation (FDIC), is a government agency that was set up after the Great Depression. The government set limits to the amount of money that the agency would...

Opening a bank account in another state is relatively easy. However, it's important that you prove you have multiple addresses in multiple states to qualify. Also, it's important to be in good...

PC banking refers to a person being able to access their banking information from a "personal computer." It has become a popular method for people to manage money and pay bills using online...