Banking Videos

What we'll learn: 1) What are the uses of money? 2) Why should you invest? 3) Don't forget about giving it, too.

The income tax on an inheritance is generally paid for by the person giving away the inheritance, and the IRS Web site offers information on taxable inheritance. Expect tax to be taken out of...

A fix annuity is an agreement between two parties where one party will pay money or services at a future date. Research various fixed annuities to determine different restrictions and stipulations...

Consolidating debts can be done by financing a second mortgage or by taking out a single large loan to pay off all of the smaller loans. Consolidate debt for a more organized financial plan with...

A bank works by taking people's money as a savings account and paying a bit of interest to the customer for letting them use the deposited money. Find out how banks make a profit with information...

A real estate broker is someone interested and knowledgeable about the real estate business, and they are well-informed on real estate laws and taxes. Consult with a real estate broker to discuss...

Long-term pension liabilities are prevalent in today's world, as many companies do not have nearly enough money set aside to pay for health care, legal care and dental care for their pensioners....

Cyclical and non-cyclical stocks differ in type of product that is sold, as cyclical stocks represent those luxuries people only buy during successful economic periods, while non-cyclical stocks...

Currently, there are very few regulations on hedge funds, which is a term for groups of people that make joint investments. Learn about the future regulations of hedge funds with information from...

Income tax must be paid on gifts, such as a car won in a raffle, but the tax can be paid either by the donor or by the recipient. Get information on taxable gifts with information from a portfolio...

A settlement from an outstanding debt can reflect poorly on your credit for the immediate future, but it could be a wise long-term move. Weigh the pros and cons of working out a debt settlement...

Finding a high-yield savings account requires shopping around from bank to brokerage firm to find the best savings account opportunity. Read the fine print to know the restrictions of a high-yield...

A health savings account is funded by pre-tax money, which can be withdrawn to pay health care bills. Learn the benefits of a health savings account with information from a portfolio manager in...

Finance charges on credit card bills are just expenses that can be categorized under interest or penalties, but calling up the credit card company to complain may result in these charges being...

The American General Financial Corp. has made loans to individuals and corporations since the 1920s, and they are a great option for getting car loan, mortgage loan or developmental loan. Visit...

Throughout history, prices of gold have fluctuated from as little as $20 per ounce to more than $800 per ounce. Research investing in gold, or investing in the rights to gold, with information...

Checking accounts can be frozen if the bank observes unusual activity in that account, if a spouse requests it or if the government requires assets to be frozen. Get information on how an account...

Credit card rates tend to be much larger than auto loan or mortgage rates, and many times credit card companies will use temporary teaser rates to bring in new customers. Research various credit...

With bad credit, people can still get credit cards, whether they are prepaid credit cards or cards with very low balances and high interest rates. Consider getting a credit card to raise a credit...

Choosing a stockbroker in the U.K. should be an easy task, as most of the major brokerage firms and banks have representatives based in London, and online stock trading makes it easy to invest in...

Credit card balance transfers are a great way to save money on interest, as a high-interest credit balance can be moved over to a low-interest credit card. Move credit balances around to get the...

A cash flow statement is a great way to analyze the overall health of a company, as it outlines the starting cash, the spent cash and the earned cash. Look over an institution's cash flow...

An oil future is an obligation from one party to another to pay money in the event of a stipulation, such as if oil reaches a particular price per barrel. Research unregulated oil futures with...

Choosing stockbrokers in Spain involves speaking with your own broker to explore the options of investing in Spanish stocks, as many brokerage companies are linked with international companies all...

The General Motors Acceptance Corp., known as GMAC, has been lending out money as a mortgage company, and they have fallen on hard times much like every other mortgage company in the country....

Wealth management financial planners gather all personal or business data, determine where the customer is financial at this point, and figure out where the customer would like to be in the...

The states that do not tax pensions are Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming. Learn about the states where pensions are not taxed with information from a portfolio...

A CD, which is a certificate of deposit, is a loan from the customer to the bank with the understand that the bank will fully repay the customer at some point in the future including interest....

World Financial Bank accounts are in controversy, as the financial supervisory committee on the Isle of Man, where the bank is said to exist, have never heard of this institution. Close any World...

Learn how brokers make money and get paid in this free video clip on banking and financial advice.

Learn how to choose trustworthy financial consultants in this free video clip on banking and financial advice.

Learn tips on the right loan type to choose when buying a home in this free video clip on inside banking advice.

Learn exactly what a negative amortizing loan is and why it is deceiving in this free video clip on how to get a home loan.

Learn exactly how banks choose your interest rate on loans and how they make money in this free video clip on inside tips from bankers.

Learn what things you should know before you attempt to get a mortgage loan from a bank in this free video clip of inside tips from a banker.

Learn how important your credit score is when applying for a loan and how the banks get it in this free video clip on insider banking tips.

Learn tips and advice on how to borrow on a property you want to buy and how banks decide how much to loan in this free video on inside banking pointers.

Learn tips on how much money you should put down on a house and how much you should have in reserve when buying a house in this free video clip on getting a home loan from the bank.

Learn the three main places you can go to get financing to buy a home in this free video clip on inside banker tips.

Learn tips on how a mortgage works exactly in this free video clip about inside tips from bankers.