Banking

Are you aware that banks made $39.5 billion dollars this year on overdraft fees alone? Yes, you read it correctly. Banks are getting rich off our mistakes. Each time you overdraft on your account...

Let's be honest, Overdraft fees are a pain in the you-know-what for us and a gain for the bank. Ok, so you went over your limit a couple bucks and didn't budget correctly. That is no reasons for...

We all know about those bank robbers with their masks and demanding money from a teller but how about those customer-robbing bankers? It is a disgrace that the banks charge a ridiculous amount of...

You put a lot of faith into your bank, and the last thing that you want is to be slapped in the face with an overdraft charge, ATM fee, or service fee. Although banks are also businesses and need...

Your money habits, income, and service preferences are different from those of your friends. Combine customer referrals with detailed research to find the right fit for your banking needs.

This can be a sticky situation if it starts happening over and over again. Everyone has a time of the year that funds start to get low. You should be aware of these times in the year and plan...

We use money everyday to make purchase, to deposit, to save. It is one of the fundamentals of living and unfortunately with out it we can not function (much like our cell phones these days). So...

Overdraft and nonsufficient funds charges are the single most prevalent complaint in banking. I have had people cry at my desk, yell at me, and accuse the bank of fraud. Yes, overdraft (OD)fees...

Money is tight and mishaps can happen more frequently if you don’t have protections in place to keep from bouncing a check. There are some proven easy ways to keep this from happening and in this...

Tired of racking up unnecessary overdraft fees? Here are a few tips on how to negotiate with your bank and rid these fees!

There once was a time when a bank was merely a place to store your money. Banks have since evolved and so have the needs of their customers. It is not unusual to carry a credit card that was...

You can pay less in fees and make more in interest at the bank! And you probably don't have to change banks to improve your cash flow and keep more of your own money in your bank account! Just...

Having a bank overdraft fee debited from your bank account can bring an instant financial burden. Especially, if you are barely making ends meet. A fee can be a problem when you just had enough...

You will learn the best way to deal with your bank in getting credit for overdraft charges unjustly charged to your account.

If you want to open an online savings account, you'll need to compare banks and choose the best deal. Here's what to consider before opening a savings account online:

Many banks have recently announced changes to their overdraft fee policies for bounced checks, lowering some of them and eliminating others. While this is great news for consumers, some of these...

While everyone hopes to avoid the hassle and embarrassment of a bounced check, it will probably happen to nearly everyone at least once. Often, an account holder will have to wait for the bank to...

Money machines make our lives a lot easier and allow us to get money whenever and wherever we need it. But like so many advances in technology, the convenience of ATMs and similar devices comes...

Banks and other lending institutions don't just make money on loan interest rates. They also rake in big bucks on overdraft and other hidden charges. These steps will allow you to avoid those...

Oops! You overdrew your account! Those annoying overdraft fees can really add up. But, did you know you can get them back by asking the right way? If you find yourself needing those bank fees to...

We often receive banking information for new disclosures that are always worded to sound like it is to our advantage and just for our benefit--not ever for the bank to profit. The newest one we...

Banks are in the business of investing and storing money for the millions of people who use them. However, banks are also in the business of MAKING money with fees and overdraft charges....

We all know it's important to save money, but unreasonable banking fees can steal hundreds of dollars each year from your hard-earned savings. Here's how to save--while you save!

From time to time you may need to make a move and don't have time to close a checking account or you think that other state might have a bank you can use in the other state so you can just...

There is no "one size fits all" answer for this question. Specific rules can vary by bank. Some banks require the account holder to be at lease 16 years of age with proof of employment and a valid...

A lot of us enjoy the many benefits of our local financial institution that we use quite often. A lot of times though we get hit pretty hard if we bounce a check or overdraw our account with ...

Whether you are moving or just want to switch to a new bank, it's important to shop around so you find the best deal. Many banks advertise free checking accounts, yet charge ridiculous ATM fees,...

Banks are a business that sometimes make money off their customers in an unfair, but legal, way. Here's how to avoid becoming a "victim" of bank fees. Please rate and comment on this...

In today's fast-paced world, banks are continually looking for ways to make account opening easier and faster. Many banks have streamlined in-person account opening to take less than 10 minutes,...

Some banks offer student checking accounts designed for college students. These accounts provide students with a low-cost way of doing their banking. Banks understand that students don't have a...

Bank overdraft charges can seem unfair and hard to understand. However, if you know how the bank charges them and some ways to reduce your fees, you can keep more money in your pocket. As a...

You opened a checking account. You got your debit card and your PIN in the mail. Now you can use your debit card as long as you have money in the bank and as long as you don't spend more then you...

A recent study published by Bankrate.com indicates that banks across the board are raising their fees in order to compensate for diminished revenue. In this article I will go over how you can keep...

Keeping up with a checking account can feel like a losing battle....but here are a few tips to keep you out of trouble with your finanaces.

Most people don't know how to take full advantage of your bank. Like most other companies out there now, they are constantly changing, upgrading, and giving new options, deals, or promotions. The...

Most banks offer overdraft protection plans that can help you to avoid the fees, inconvenience and embarrassment that can come from overdrawing your checking account. Although the costs of...

What banks don't want you to know, how to get your bank fees refunded and money back where it belongs, in your account! Not just overdraft fees, but any fee your bank imposes on you. Working...

Bank overdraft fees are excruciating. Not only do you have the stress of knowing you are short on cash, you also have to deal with the $15 or $20 extra in fees. Of course there are circumstances...

An overdraft occurs when money is withdrawn from a checking account with insufficient funds. The penalty for this action is an automatic "overdraft fee", charged for each item...

Can you imagine paying $30 or more in overdraft fees for $2 purchases? It happens a lot. The debit card is a blessing and a curse all in one. Merchants only checked that the account is valid, not...

There are lots of things that banks will tell you and even more that they won't tell you. Learn what things to ask about so you will get the whole picture when it comes to your finances.

Are you tired of the bank stealing your hard earned money by taking your hard earned money, and charging you hundreds of dollars for over drawing your account by a few dollars? With the...

A dishonored check is another term for a returned check or a check with non-sufficient funds. Many people also refer to a dishonored check as a "bounced" check or simply a "bad" check. Writing a...

Overdraft fees are frustrating. As if the embarrassment of bouncing that check you wrote to your best friend weren't enough, overdraft fees make overdrawing your account an expensive mistake. ...

When you are hit with an overdraft fee, it can leave you feeling disappointed. An overdraft fee is not something that anyone likes to pay, but unfortunately if you don't keep track of your account...

Banks clean up bey charging you fee on top of fee, while you lose out and go broke. Let's stop the madness today!

If you're like me you've run into overdraft fees a couple of times and have just basically thrown money away. With experience I've learned how to help avoid overdraft fees, here is how.

It is time to use online banking to keep a close eye on your checking account and avoid overdraft or insufficient fund fees. Banks are now “stacking” your checking account charges. It doesn't...

Anyone who has ever had a checking account is familiar with bounced checks. Most people bounce at least one check in their lives. Bouncing a check can be an embarrassing and expensive mistake,...

Protecting yourself from overdraft and bounced-check fees should be fairly easy if you keep track of your money. They happen because your bank is covering a check that you have wrote when there...