Banking

How to apply for a personal loan?

By lulu2dalu

2 comments

Everyone should have a emergency reserve ready for just about anything.. more »

How to avoid overdraft fees

By methinks23

1 comments

If you're like me you've run into overdraft fees a couple of times and have just basically thrown money away. With experience I've learned how to help avoid overdraft fees, here is how... more »

How to Avoid Overdraft Fees From Your Bank

By Sush56

7 comments

When you are hit with an overdraft fee, it can leave you feeling disappointed. An overdraft fee is not something that anyone likes to pay, but unfortunately if you don't keep track of your account you may just end up having to pay those fees... more »

How to Avoid Withdrawl Restrictions On Bank Accounts

By Thims

2 comments

Many people have no idea the government has placed restrictions on two types of bank accounts. Limitations are placed on how many times you can make withdrawls from your account. Money Market and Savings accounts both are included. Here’s how you ... more »

How to balance a checkbook

By Bfastattiffanys

1 comments

This is a short, step-by-step process on how to balance a checkbook... more »

How to balance a checking account that has never been balanced

By Bfastattiffanys

3 comments

Did you get behind on balancing your checkbook? Does it now seem overwhelming to begin? Have no fear. It can be done... more »

How to Budget Your Income in Order to Make the Most of Your Money

By Anthony Delgado

0 comments

It seems like debt has become a regular way of life for American’s, but it does not have to be that way. Here is a simple step by step guide which will help to organize your income in a way that will help to prevent the need for debts by ... more »

How to calculate your debt to income ratio

By bmerritt

1 comments

Your debt-to-income ratio is simply comparing what you earn against what you spend, and using this to track your financial habits. This ratio is one of the best ways to determine if you have too much debt or if you are heading toward financial ... more »

How to Check the Status of Your Federal Tax Refund

By David Sarokin

0 comments

You beat the April 15th deadline. You sent your federal tax return in to the IRS. Now where's your refund? Here's how to check... more »

How to Choose a Bank or Credit Union to Keep Your Money Safe

By David Sarokin

5 comments

Banks offer a wide variety of different services these days, can exist online or on the street corner (or both), and -- given the state of our financial system these days -- can go out of business seemingly overnight. Whether your looking to ... more »

How to Clean a Penny without Ruining It

By ladyofthehour

2 comments

Do you need to learn how to clean a penny? If so, be careful with some of the info out there. Why? Well, many sites suggest that people clean pennies with vinegar or lemon juice. Such a technique works fine for newer pennies, but if the ... more »

How to collect on an NSF check in Michigan

By tranquil32p

0 comments

Businesses and people receive checks everyday, and some of them get returned and the people wont call back and you need your money. Follow the following steps to get your money back. If you have an NSF check in a different state, email me and I ... more »

How to cope with being flat broke

By Countrymom

2 comments

Money management is not one of my strong points. Coping with being flat broke unfortunately is. Over the years I have learned to budget carefully and am working on no longer being flat broke. In the interim, I have learned some fantastic ways to ... more »

How to create a Certificate of Deposit (CD) ladder

By WesleyJ

5 comments

When you put money in a certificate of deposit (CD) it means you're giving a certain amount of cash to the bank for a certain amount of time in return for a fixed interest rate, higher than a savings account. And a CD ladder is a bunch of CDs ... more »

How to create an HSBC online savings account

By WesleyJ

8 comments

With the current financial situation, it is safe to know that FDIC insured banks protect your hard earned money. But finding ways to get the most of your safe-guarded cash is hard. Many people start online savings accounts because of the high ... more »

How to Create Subaccounts at ING

By *Julie Mayfield

0 comments

ING is a popular online bank that offers high interest savings accounts, among other financial products. Did you know it is possible to create subaccounts from your primary ING savings account? Subaccounts are perfect for different short-term ... more »

How to Earn Over $100 Opening Online Savings Accounts for Your Family

By *Julie Mayfield

0 comments

ING Direct is a popular online banking site that pays referral bonuses for new customers. Follow these steps to earn money by opening ING Direct savings accounts for your family... more »

How to File an Insurance Claim with the FDIC

By Lisa Curcio

11 comments

On Friday July 11, 2008 IndyMac Bank became the second largest financial institution to fail in United States banking history. The US government has stepped up to help Fannie Mae and Freddie Mac mortgage companies by offering money from the ... more »

How to find the best bank rates using Bankrate.com

By 02SmithA

8 comments

Bankrate.com is a powerful tool to use in finding the best rates available on any type of loan or investment option... more »

How to Find the Best Online Bank for Your Banking Needs

By David Sarokin

2 comments

More and more people have found online banking to be a safe and convenient way to handle their checking, savings, credit cards, and other online banking services. But which online bank is best for you? Here's how to find out... more »

How to find unclaimed assets and unclaimed funds in Alabama, no fee!

By onederland

3 comments

Companies in Alabama are required to turn unclaimed property over to the state if the account has had no activity for an extended period of time. This includes wages, refunds, safety deposit box contents, escrow, insurance claims, securities, ... more »

How to find unclaimed assets and unclaimed funds in Arizona, no fee!

By onederland

0 comments

Companies are required to turn unclaimed property over to the state if the account has had no activity for five years. This includes wages, refunds, safety deposit boxes, insurance claims, escrow, deposits, securities, bank accounts, and more! ... more »

How to find unclaimed assets and unclaimed funds in Colorado, no fee!

By onederland

1 comments

Companies in Colorado are required to turn unclaimed property over to the state if the account has been inactive for an extended period of time. This includes wages, refunds, safety deposit box contents, escrow, insurance claims, securities, ... more »

How to find unclaimed assets and unclaimed funds in Indiana, no fee!

By onederland

2 comments

Companies are required to turn unclaimed property over to the state if the account has had no activity for an extended period of time. This includes wages, refunds, safety deposit boxes, insurance claims, escrow, deposits, securities, bank ... more »

How to find unclaimed assets and unclaimed funds in Maryland, no fee!

By onederland

1 comments

Companies in Maryland are required to turn unclaimed property over to the state if the account has had no activity for three years. This includes wages, refunds, safety deposit box contents, escrow, insurance claims, securities, bank accounts, ... more »

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