Personal Investing

A well balanced investment portfolio is one that seeks to balance risk and return. This type of investment strategy combines equities and fixed income securities in order achieve a higher return...

A defensive investment strategy is one designed to preserve assets, regardless of the condition of the market. A defensive portfolio sacrifices returns on the investment in order to minimize the...

Investors want one thing: return. The amount of return you get on your stock portfolio lets you know how successful your stock picks have been. The higher the rate of return, the better your stock...

Lending Club is one of the leading peer-to-peer lending companies on the market today. Using Lending Club you can directly borrow from as well as lend money to other people. As a lender you can...

Stock trading is quite similar to gambling, though with proper application of trading tools and techniques and wise investment, you can earn yourself a handsome income from stock trading. Stock...

People get into the stock market to make a profit. They spend thousands of dollars on advisory services, hundreds of hours poring over how-to guides on the subject, and an equal amount of time...

Hedging investments is something that all investors should learn to do and make a part of their overall investing strategy. Hedging is basically insuring one investment with another so that any...

Emerging on the financial scene within the last few years, peer lending is a rapidly growing investment sector that offers a win-win scenario to both investors and savvy borrowers. Investors have...

Recession prompts fears that we could escalate into a full blown depression, which often includes falling income levels, an increase in the unemployment rate, a buildup of inventories and...

There are several steps and some huge changes that need to be made. I will be here to help you understand each step. A wise person once said, " in order for the outcome to be different, you...

The importance of a diversified portfolio is well accepted, but where should you place your money in a down market to ensure the best returns?

In approaching the task of investment planning, a lot of investors get the impression that a hedge fund will outperform the benchmarks of the marketplace as well as other types of investment...

A reading portfolio does not have to be an elaborate binder. A simple file folder that charts a student's reading progress will suffice. A teacher should individually record each student by name...

Developing an effective investment portfolio takes time, knowledge and research. The tools, news, information and charts available online can help, as will advice from a financial professional.

Believe it or not, now is a good time to buy into the stock market. Prices are down right now and will be going back up within the next 5-10 years. So, if you have a little extra money and are...

The management and investment of the assets you have saved for retirement likely changes as you get closer to retirement age. In the early years, the plan is to save and grow capital. As...

Commodities gives manufacturers the ability to produce goods, provide the fuel for our vehicles, and in some cases can represent a safe haven in times of economic uncertainty. As an investor,...

Choosing an investment firm to safeguard and serve your financial needs and investments can be a daunting experience and doesn't have to be a craps shoot. Here are some key points in helping you...

Stocks generally provide greater long-term returns than bonds, but with greater volatility along the way. If an investment has greater volatility, then the risk of loss is also greater. Stocks and...

Are you confused by the term broker, advisor, planner, investment manager? Wonder what these people DO? This article will help you decide how to choose the right investment professional.

Investment in companies has become a commonplace notion in the past half century. With the aid of computers virtually anybody can buy and sell securities with great ease. And of course like...

First, let's discuss the lifestyle issues. Invest into your company's 401k, especially when they match your contributions. Purchase a house within your means. Many families build equity over...

These days everybody is feeling a pinch on their pocketbook. With claims stating that the US financial system is about to collapse, and the insecurity of knowing if your job will be there...

I rated this article Moderately Difficult. However, doubling your personal wealth is not difficult at all. Any money invested will eventually double in value. The idea of doubling your personal...

Trading futures refers to a contract to either buy or sell a commodity at some point in the future. These types of securities are not direct securities, like stock and bonds, but are still traded...

REO properties are great homes for investors to buy because they are generally paying below market for the home, and there is a lot of inventory and selection.

"Don't put all your eggs in one basket" is the perfect mantra for someone looking to create a strong investment strategy. A diversified portfolio can help you weather an industry downturn, a...

The stock market goes through periods of expansion and contraction on a cyclical basis. This cyclicality has a disproportionate effect on the long-term returns of an average investor. Too many...

Traditionally investors have held nearly all of their investable assets in traditional asset classes such as stocks and bonds. More and more investors are placing a slice of their portfolio into...

Bonds are debt instruments issued by corporations, governments and municipalities. Owning bonds is like lending money to the issuer, and they pay you regular interest and eventually pay back the...

The buying and selling of gold stocks is a process that must be carried out at the correct times in order to maximize return and cut off any chance of loss. Gold stock performance is often assumed...

If the stock market crashed today would you be wiped out? The attached video explains safe investment portfolio diversification. It describes how 96 per cent of American investors' portfolios...

When it comes to investing your hard-earned money, there are times when you will want to reduce your financial risk. Sometimes, the investments you already have will become more risky. Other...

Can this even be done? I would say so. Actually, this is the best time to invest. Many investors suffer from the “follow the herd” mentality which results in buying in market peaks and selling...

It's time-tested and true: Don't put all your eggs in one basket. If you haven't diversified your portfolio already, start the process right away and spread your money around to minimize risks....

Dividend reinvestment is a process by which an investor automatically reinvests her dividends in fractional or whole shares of stocks and mutual funds. Rather than receiving dividends as cash, the...

Learn how to pick the right fixed income investments for your portfolio. Fixed income investments can provide a steady stream of income to your portfolio.

Tracking investments in the market makes realizing how much money you have gained or lost in a year fairly simple. This formula will work with your overall investment performance as well as with...

The integration of market risk and credit risk represents the total risk of investing. No matter how an investor seeks to maximize return, it can only be measured in relation to the amount of risk...

Whether you are tracking your finances and stocks that you have already invested, or you are practicing for the day you will start investing, Google Finance is an easy to use and free program in...

It doesn't matter if you're already retired or if retirement is decades away, you should always take the time to plan your retirement investment portfolio. Although many rightfully consider this a...

During troubling economic times, a balanced portfolio is more important than ever. The security of your investments should be your overriding concern. Having a portfolio that is too heavy in one...

High yielding portfolios are created from high-yield or "junk" bonds, covered call written on stocks, and a portfolio of long-term corporate credits with low credit investment-grade securities....

Hedging against inflation is important to consider when investing, to ensure that your invested money retains the same purchasing power over the long-term. With central banks around the world...

Traders and investors develop trading options to use as a means of supplementing income, creating short and long capital gains and hedging risk while avoiding capital gains and tax issues. There...

The cost of entering the stock market is simply the amount you are prepared to lose. Controlling risk, having a basic knowledge of investment principles and practicing trades before investing go a...

Investigating the purchase of a hedge fund means careful research and due diligence into the operation of a hedge fund manager. There must be a deliberate and careful examination of the history,...

Many seasoned investors know that a small amount of gold added to an investment portfolio can both improve returns and decrease risk. In addition, the recent popularity of investing in gold has...

FDIC insurance works by making sure the books and investments of a bank are working properly, and by insuring deposits and bank accounts for at least $100,000. Find out how FDIC insurance works...

Investing money for children allows for more risk because of the length of time of the investment. Choose companies that have a good rate of return and long-time horizon for growth with help from...