Mutual Funds

You inherit a mutual fund once it is transferred to you after a benefactor dies. The value of the shares on the day they are transferred to you stand as your cost basis. The cost basis is a figure...

Many financial professionals and salespeople will tell you that x investment will grow your savings the best over the long term. Usually, financial professionals recommend stock mutual funds but...

Simply looking at the historical performance of mutual fund subaccounts within a variable annuity contract will not necessarily give you an accurate picture of their true performance. It is often...

Sometimes mutual funds will offer what is known as "class shares." Although every investor buys into the same investment portfolio, shareholder services and associated costs can vary drastically...

Class B shares are the second most preferred type of class stock. Occasionally, Class B shareholders are given more voting power than their Class A counterparts. In addition, Class B shares do not...

The lowest of the traditional class shares are Class C shares. Usually purchased by investors with little money to spend on an initial class-sharing fund, Class C shares are not without their...

In order to give investors an idea about the variation in a fund's month to month return, Morningstar developed a system known as the Morningstar risk. It basically tells investors how frequently...

For investors who want rapid gains, there are few options more attractive than aggressive growth funds. However, these funds come with a high level of risk. They can also be difficult for...

Every investor knows diversification is important. Investing in more than one type of stock is wise because it gives your portfolio a good balance of high- and low-risk shares. One way to create...

Investing your money isn't something you should take lightly. Your best defense against losing your future retirement cash is knowing about different types of investment options and how they work....

Achieving a good mix of both growth and income is an attractive prospect to investors. In the past, it was often difficult to manage complicated portfolios with shares in separate growth and value...

Most of the mutual funds available to investors are known as "open funds." This means that investors can buy and sell shares on a continual basis. Once a fund becomes closed, however, buying and...

Mutual funds are a great way to save for retirement, as there are a wide variety of options available to potential investors. Depending on your risk-tolerance level, you can invest aggressively or...

Equity mutual funds are designed to provide fast growth through investments in stocks. Although stocks are considered to be somewhat riskier than bonds, they also have the potential to reap high...

Ideal for investors who have several years before retirement, but who want to develop consistent income in the meantime, growth and income funds are just one of the many mutual fund options...

You've probably heard of hedge funds, but have little to no idea what they are. Welcome to the club. Most people mistakenly believe hedge funds are the same as mutual funds. In fact, there are...

If you help satisfy debt obligations that local and state governments owe for projects, like new schools and hospitals, these governments are willing to pay you tax-free interest on your money....

Aggressive investing doesn't have to involve high-risk stocks and funds. You can also earn a great deal of income through shares in prime rate funds if you time your investments right. Although a...

If you have little capital, but still want a diverse international portfolio, a regional fund may be the answer for you. These funds are designed for the average investor who may not have enough...

Sometimes you need your investments to perform as quickly as possible. When your circumstances change suddenly, or you find yourself short of a necessary financial goal, you might need the help of...

Most people invest in stocks and bonds in order to facilitate retirement. Designed specifically for retirement needs, lifecycle funds have become increasingly popular in recent years. With...

Traditionally, corporations, endowments, pension funds and wealthy individuals have been the primary investors in institutional funds. With a typical minimum investment requirement of $1 million,...

If you're looking to create an investment portfolio with a little variety, your best bet may be to buy from a fund supermarket. These brokerage firms offer investors the opportunity to purchase...

Your Net Asset Value (NAV) is the key to how to gauge your total return on mutual funds. Unfortunately, the NAV is difficult to understand, much less maneuver to determine your total return. If...

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