Bonds

Mortgage-backed securities, or MBS, are popular income investments for individuals, mutual funds and financial institutions. Misrepresentation of MBS quality was a cause of the financial crisis of...

Bonds are financial instruments issued by government or corporate institutions in exchange for money (investment) paid by the buyer (investor). It is a fairly secure long investment, which yields...

Bonds are debt securities in which an investor purchases a bond from a government or a corporation and holds that bond until it comes due. At that time, the issuer of the bond will pay the...

A butterfly strategy within the fixed income markets is a strategy that allows an investor to speculate on the shape of the interest rate curve, with the goal of capturing a specific spread when...

A savings bond can be a very helpful thing to have in life. Whether if your bond is $50 or $10,000 , you can still get a nice chunk of cash back from the government over a couple years. This...

U.S. Government Bonds are an investment tool for those who are looking to get more out of their money. These bonds are considered a low-risk investment. Those who have E Bonds may want to know how...

The term "municipal bond" is used to refer to any bond issued by a state or local government. Most municipal bonds are exempt from federal income taxes. Munis, as they are often called, are...

A recession brings with it changes for many individuals and families. It demands a different attitude when dealing with finances and sets limits on spending where once there were none. Recessions...

Whether you are purchasing bonds as a first time investor or a seasoned professional broker, it is essential to know a bond's yield. By using information such as the bond's coupon payment, face...

Cities and states issue bonds to finance expensive long-term projects, usually involving construction of infrastructure or expansion of services. Because states cannot run budget deficits, states...

Series EE bonds are savings certificates issued by the United States Treasury. Once an EE bond is 12 months old, it can be redeemed for cash.

Protecting yourself from inflation is one of the most important financial goals you should set for yourself. Inflation can deteriorate your savings and your quality of life, but you have access...

Investors buy municipal bonds because they are a low-risk, income producing security. In addition, many municipal bonds are exempt from federal and/or state income taxes. Sometimes called "munis,"...

In a volatile economy, bonds can be a safe haven and are preferred by the conservative investor. Still, there are things the investor should know.

U.S. savings bonds are still one of the most stable forms of investment and return a higher interest rate than a typical savings account. Backed by the U.S. government, savings bonds are a safe...

Municipal bonds (sometimes called "munis") are fixed-rate debt securities issued by state and local governments. Municipal bonds are classed as negotiable securities. That is, they are traded on...

Savings bonds are an investment that can be made for yourself or someone else. They usually mature after five years after purchase and continue to earn interest every six months after that....

Bank certificates of deposit and Treasury bonds are both safe, government-insured or guaranteed investment options. There are several factors to consider before selecting between CD's and Treasury...

Bonds are sold by corporations and governments to borrow money. Each bond has a face (or par) value that is the amount the issuer must pay back when the bond matures. Bonds pay a specified amount...

The recession and bear market, coupled with low interest rates, has left many investors scrambling to earn a decent return on capital. Here are some things you can do to get more bang for your buck.

Corporate and government bonds pay a fixed sum of money each year called the coupon rate. Although the bond issuer must pay the full face value to redeem a bond when it reaches maturity, the price...

For many years physicists considered electricity and magnetism to be two separate, distinct phenomena. There were some similarities in the behavior of magnetic poles and electric charges but there...

U.S. government bonds are low-risk investments issued to finance the national debt. There are numerous types of these bonds. Each has specific characteristics that determine the amount of interest...

The federal government borrows money by issuing bonds of various types through the Office of the Public Debt. Most are sold to institutions at regular auctions, but some are sold to individuals...

The United States Department of the Treasury offers savings bonds as a very secure investment for bond holders. Because chances of the government defaulting on its debt is virtually nonexistent,...

Bond agreements or indentures are legal contacts between the issuing company and debt holders that specify the interest rate and term of the bond issue. The agreement also protects the interests...

Government bonds (also known as treasuries) pay different rates of return depending on the number of years to maturity. In general, the more years to maturity, the higher the rate, although the...

A mortgage bond is a collateral-backed bond, in which the entity issuing the bond pledges property to protect the bondholder from default.

Bonds are issued by corporations and governments to raise money. When you purchase a bond, you are lending the issuer money. In return, the issuer pays you interest in regular intervals and then...

When you earn money, the government taxes your income. This usually applies to earnings from the stock market and other investments. However, there some exceptions designed to encourage...

The short answer is, "Yes, vinegar can be used in a fish aquarium." To clean with vinegar or to use vinegar as an additive for adjusting pH, the aquarist is advised to learn how vinegar affects...

When you are preparing for retirement, bonds and annuities can both offer a comparable income stream and tax advantages. Whereas bonds are a standard financial vehicle available from a variety of...

Thousands of municipal bond issues are traded on the nation's bond markets. Municipal bonds are popular with many investors because they are an investment in their communities and they offer some...

Municipal bonds, often called munis, offer you a low-risk, income-producing opportunity and a chance to help improve your community. Municipal bonds finance a large part of the public...

While they are not a particularly exciting investment, you may find that municipal bonds have a place in your portfolio. You won't see your investment double or triple. However, you will receive a...

Stocks generally provide greater long-term returns than bonds, but with greater volatility along the way. If an investment has greater volatility, then the risk of loss is also greater. Therefore...

Everyone wants to have a lifetime of financial growth. There are ways you can make your money work for you. You will no longer have to worry about financial situations anymore. You'll be on your...

Money market and short term bond funds are complementary investments. They are both safe places for money. While short term bond funds carry some market risk, they have higher yields and are...

Bonds have proven over time to be a sound investment for people of all risk and income levels. They are also a good way to encourage young children and teens to save money because their function...

The Series I program began in 1998 with the goal of protecting holders from inflation by revising the interest rate every six months and by guaranteeing the bonds would never be worth less than...

If you are looking for an investment that provides relatively low risk, along with the promise of regular returns and favorable tax treatment, municipal bonds may be the answer. While not the most...

Finding the safest bond fund is a function of understanding what parameters of safety and income you need to receive when buying municipal bond funds. Income can be measured by yield. Safety can...

With interest rates still low, it may the ideal time to build a laddered CD portfolio that will allow you to capitalize on rising interest rates in the future. Here are ways to employ this...

Bonds are debt securities issued by corporations and governments. Investors purchase bonds to receive a steady income and possible capital gains if interest rates change. Bonds are marketable...

Savings bonds are investments offered by the United States Department of the Treasury. These bonds offer investors tax advantages and at least partially guaranteed rates over the life of the...

Government bonds are debt securities issued by the U.S. Treasury Department or other government or federally sponsored enterprises. There are different types of debt securities issued by these...

Bond rating agencies Moody's, Standard & Poor's, and Fitch classify bonds into investment grade or speculative, with levels within each class that show the investor the relative investment...

If you are looking for conservative investments in which to place your cash, you have a few options. You can buy individual bonds, but bonds can be complex and bond investment can require analysis...

Municipal bonds are fixed-income securities issued by cities and states to fund operations and capital projects. They are favored by investors seeking tax-free income, but they can be a difficult...

Volatile financial markets have driven many investors to investment vehicles that have a strong level of stability. U.S. Savings Bonds satisfy this need. As with any investment option available,...