401ks & IRAs

Both 403(b) plans and deductible IRAs can be an excellent way to put money away for the future while saving on taxes today. These plans can be used separately--or in conjunction with one...

While similar in many ways, 401k and 403b plans typically cover different segments of the work force. Understanding the differences between the two plans will give you a better idea of whether you...

Profit-sharing plans and 401k plans share several similar features but also have specific differences. Understanding these is valuable for retirement planning.

Retirement plans provide workers income during their retirement, funded by contributions from the individuals and their employers during their working years. Qualified retirement plans are those...

Retirement plans vary widely in their structure and in their contribution limits. The type of plan generally determines the contribution limit that will apply, but contribution caps can also be...

401k retirement options are offered by employers to their employees to help them save for retirement. These plans are run by the employer, and some employers match all or a percentage of an...

The American dream is to one day retire and live on an income stream generated from a retirement savings account. Many corporations provide retirement savings plans to encourage their employees to...

A tax-qualified retirement plan similar to a pension for non-cathedral or unqualified government employees is a 457 Retirement Plan. Eligible plans limit the amount to be deferred with ineligible...

Workers can save for retirement through 401k plans by deferring taxes on a portion of their earnings and then investing these earnings in long-term accounts. In order to contribute to a 401k plan,...

Most retirement plans fall into one of two categories: self-directed or employer-sponsored. Each plan has its owns benefits and restrictions. The type of plan you choose depends on your employment...

Retirement plans are of great importance to us all, and in times of economic instability, everyone should have an understanding on how exactly to find great retirement plans.

Retirement and pension plans such as Individual Retirement Accounts (IRAs) and 401k plans comprise a vast bulk of the investment assets in the United States. Pension plans are among the largest of...

The 401k plan is the most common type of retirement account offered by companies in the United States, so understanding how they work is critical to plan personal finances.