401ks & IRAs

How to Get the Federal Government to Fund Your Retirement Account

By Matt C

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So you're getting a stimulus package check for $300 to $1,200, but instead of blowing it on useless possessions, let the government pay for your retirement! Here's how... more »

How to Consolidate IRA Accounts

By eHow Personal Finance Editor

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Nearing retirement, everyone begins to look closely at their funds. If you have IRA's, 401-k's and pension plans scattered all over, you may consider consolidating your accounts, if for no other reason than to save on annual fees. You cannot move ... more »

How to Get Rich Slow

By CCrock

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The best way to get rich is to get rich slow! With many companies offering 401(k) plans and easy to use investments websites, saving for retirement is a lot easier than you thought! Work for your money and then let your money work for you... more »

How to Manage Retirement Distributions

By The Improper NYC

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While retirement may be a long way off, it never hurts to debrief yourself about the best way to approach this life stage before you're thrust in the situation. Check out these tips to help you make the most of your retirement distributions... more »

How to Determine a Maximum SEP IRA Contribution

By eHow Personal Finance Editor

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Being your own boss has many advantages. Along with the additional responsibility comes the need to take care of your own retirement contributions. The Simplified Employee Pension (SEP) IRA is designed for small business owners. There's little ... more »

How to make money during a recession

By april ort

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With so much talk about a slumping economy and a downsliding stock market it is hard to imagine grasping onto any hope of yielding a profit during these times. This article will suggest some tips that may help you survive during an upcoming ... more »

How to save money for retirement

By GabiGabba

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Vacations around the world, a condo in Florida, finally having that dream car. These are many ideas people have about retirement, however, due to the current economic situation it is no longer something easy to achieve. The costs of living are ... more »

How to Choose Between a Traditional IRA and a Roth IRA

By eHow Personal Finance Editor

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Many U.S. taxpayers want to invest in an IRA, but when it comes to understanding which one is best for them and why, they are unsure. By determining the best IRA for your investment dollars, you'll make your money work for you and reap the benefits... more »

How to Monitor a 401k

By eHow Personal Finance Editor

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Putting your money in a 401k plan is just half of a good investment plan. The happiest investors are those who are actively involved in their investment and try to get the most out of it. It doesn’t require a day-to-day tracking but alertness is ... more »

How to Save with a Retirement Plan

By eHow Personal Finance Editor

1 comments

In a universe where sure things are almost unheard of, a retirement plans is as close to a financial slam dunk as you will likely get. The benefits are manifold and include generous contribution limits and tax advantages... more »

How to Calculate Allowable Contributions to an IRA

By eHow Personal Finance Editor

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Allowable contributions are defined as the specified amounts of money that you (or your employer) contribute to your individual retirement account, or IRA, as limited by the federal government. The IRS rules governing allowable contributions to ... more »

How to Choose a Mutual Fund for your 401k or IRA

By The Oracle

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Want to improve the returns in your 401k or IRA? Follow these steps..... more »

How to Determine Where to House Your 401k Rollover

By eHow Personal Finance Editor

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When you invest in a 401k, you have the benefit of investing until your retirement even if you change jobs. However, in order to get the best return from your 401k, it is important that you handle your rollovers effectively every time you change ... more »

How to Choose a Vehicle for Your 403(b) Retirement Plan

By eHow Personal Finance Editor

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A 403(b) retirement plan allows employees of certain tax-exempt organizations to save for retirement... more »

How to Avoid IRA Withdrawal Penalties

By eHow Personal Finance Editor

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Retirement can seem like a long way off, especially if you've built up a respectable nest egg and you'd like to tap into it. Unfortunately, a penalty of 10 percent of what you've earned (plus taxes) can be applied for withdrawing IRA funds early. ... more »

How to Create a Spousal IRA

By eHow Personal Finance Editor

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If you're half of a married couple who doesn't work, you might wonder how you're going to invest in retirement. Spouses are not allowed to use the working spouse's retirement fund. One solution is to create a spousal IRA. The government allows a ... more »

How to Decipher Fees in Your 401k Plan

By eHow Personal Finance Editor

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Planning to build up a huge nest egg with your 401k plan? The idea is right, but a few oversights—especially in the form of fees—and you will end up parting with a fortune. Plan administration fees, investment fees and individual services fees ... more »

How to Determine a Maximum 401(k) Contribution

By eHow Personal Finance Editor

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When you're actively planning your retirement, you want to invest as much in your 401(k) plan as you can afford - and as much as the government allows. Here's how to determine your maximum 401(k) contribution... more »

How to Determine Taxes on an IRA Distribution

By eHow Personal Finance Editor

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A person may take distributions from a traditional Individual Retirement Account (IRA) for many reasons. However, you must pay taxes based on when and why you took a distribution. It's important to be able to determine the amount of taxes you're ... more »

How to Determine Who Qualifies for a Roth IRA

By eHow Personal Finance Editor

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The Roth IRA is a popular retirement savings vessel because withdrawal after age 59 1/2 isn't taxed. You are already taxed, in essence, because you're contributing after tax dollars. It was originated with the Taxpayer Relief Act of 1997 and ... more »

How to Make Withdrawals From an IRA Account

By eHow Personal Finance Editor

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There are restrictions to consider when withdrawing funds from your IRA account if you want to avoid paying penalties. There are some basic guidelines and IRA withdrawal rules listed in this article; however, it's best to speak with your ... more »

How to Manage 401k Monies When After Retirement

By eHow Personal Finance Editor

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401k is a growth-oriented retirement plan but lack of knowledge about managing it, especially after retirement, can lead to losses. However, managing your 401k money effectively during retirement is fairly simple... more »

How to Take an IRA Hardship Withdrawal

By eHow Personal Finance Editor

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Many people, at one time or another, fall on financial hard times. Unexpected medical bills, lost jobs or other events can lead to financial stress. You might elect to take a hardship withdrawal from your IRA to help you through these tough ... more »

How to Avoid Income Taxes with IRAs

By eHow Personal Finance Editor

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Planning for retirement is of great concern for most people. Having the discipline to save today for tomorrows expenses is very tough for some people. One very popular investment vehicle used today is the individual retirement account, or IRA. ... more »

How to Avoid Tapping Into Your 401k to Pay Off Debts

By eHow Personal Finance Editor

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When you invest in a 401k plan, it is not wise to access your funds before retirement. Though you can withdraw your money for a specified list of emergencies (pay off college fees, avoid eviction from your house, medical expenses and disability ... more »

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