Personal Insurance Videos

Getting health insurance when unemployed requires contacting a health insurance agent and filling out information on past health problems and conditions. Learn how to get health insurance when...

Getting life insurance if you have medical problems is similar to getting regular life insurance, though more questions and reports are required, and a different rate may apply. Discover how to...

There are many ways to reduce car insurance payments, including being a safe driver, taking defensive driving courses and paying the insurance premium up-front. Reduce car insurance payments with...

Temporary health insurance can be bought from an insurance agent specializing in health insurance and will probably take two weeks to be approved. Buy temporary health insurance with tips from an...

Choosing a health insurance plan requires considering whether a PPO, HMO or high-deductible health savings account will best suit the needs of a family or individual. Pick a health insurance plan...

Car insurance liability limits are determined by considering the risk that may be transfered to the responsible party in the case of an accident. Learn about car insurance liability limits with...

Determining whether to get life insurance is often based on whether a person has dependents or a large estate. Find out whether you need life insurance with tips from an insurance agent in this...

After a DWI or DUI, car insurance can be difficult to get, but an insurance agency that handles high-risk drivers should be able to insure a person after a DWI. Get car insurance after a DWI with...

High-risk drivers should shop for car insurance at a non-standard or high-risk insurance company. Get car insurance as a high-risk driver with tips from an insurance agent in this free video on...

In order to get health insurance, contact a health insurance agent or agency, and fill out the necessary background information. Find out how to get health insurance with tips from an insurance...

Becoming an insurance agent usually requires some type of bachelor's degree in order to apply to either a direct writer insurance company or an independent insurance agent. Find out how to become...

Buying non-owner's car insurance is usually required by the state in order to show proof of public liability protection when a car is not owned. Buy non-owner's car insurance with tips from an...

The best way to buy a single-premium life insurance policy is to contact a qualified life insurance agent. Buy single-premium life insurance with tips from an insurance agent in this free video on...

When a business leases equipment, insurance is often required to cover any damage or loss that happens to the equipment. Get fairly affordable rates on leasing insurance for business equipment...

Hazard insurance covers expenses from substantial damages to a home caused by natural disasters like floods, fires and earthquakes. Obtain hazard insurance for anything that is not covered by...

Whether term life insurance or whole life insurance is better will depend on which insurance will provide coverage to the insured upon death. Term life insurance is cheaper, but it only lasts for...

Term life insurance is a relatively inexpensive form of life insurance that provides benefits to dependents for a certain period of time if the insured person dies. Protect family from dealing...

Become a commercial insurance agent by getting a four-year degree in business or finance, deciding what type of insurance to work with, passing certification examinations and completing any...

An insurance agent's job often starts with meetings to discuss numbers and new products. Oftentimes, new insurance agents will have to made cold sales calls, while older agents will have to work...

Landlords will typically need additional insurance to cover rented property that is not covered under regular homeowner's insurance. Insure rented property against damages and stolen property with...

Becoming an insurance adjuster typically requires a four-year degree and two years of training. It is a difficult profession that requires a lot of investigation and legwork. Investigate the...

Open enrollment periods for health insurance are typically offered for one or two months a year by large companies to allow employees to make changes to insurance coverage. Avoid trying to make...

COBRA health insurance laws allow employees to continue their health care coverage under their current medical plan after the employee has lost their job or been excluded from coverage. Learn...

Health insurance is a huge problem in the United States because health care costs have gone up 6 percent in the past year, and more than 45 million Americans are uninsured. Find out how important...

Medicare is a government-sponsored program that provides low-cost health insurance coverage. Typically, additional coverage is required on top of Medicare in order to cover all medical bills....

Small business insurance can cost between $150 to $1,000 per person per month depending on the type of insurance and the amount of coverage for each individual. Find out about the additional costs...

To sell business insurances, get licensed in each area of insurance that you plan to sell, obtain proper training for each product being sold, and contact an experienced professional for more tips...

Find low-cost family health insurance by shopping for HMO plans, seeing if the family qualifies for Medicaid and checking out government programs that may provide health care coverage for...

The ASPCA, or the American Society for Prevention of Cruelty to Animals, provides health insurance benefits to cover costly veterinary visits for pets. Pay a small monthly premium to obtain pet...

A health insurance deductible is the amount of money that must be paid by the insured out of pocket before the insurance company will start paying for medical visits. Check the details of a health...

Become a credit insurance broker by getting a degree in finance, business or economics, completing a one- or two-year training program, obtaining a license to sell individual products, and filling...

Third-party fire and car theft insurance provides coverage when the insured hits another person's car, causing damage to the other person. If a car is stolen and catches on fire, the insured will...

Family health insurance is often offered through employers in order to cover the employee, the spouse and children in a family. Consider obtaining custom-designed family health insurance plans...

High-risk individuals are able to obtain health insurance by having the state own a pool of high-risk individuals and take over some of the risk. Prepare to pay more for high-risk individual life...

Most people need comprehensive health insurance because it is impossible to know what type of health benefits may be needed in the future. Consider getting coverage for major medical emergencies...

Limited liability insurance covers a business property in the event that a lawsuit is filed against the business. Protect a business from losing everything by purchasing tax deductible limited...

Most health insurance policies will cover mental health care costs, including therapy sessions and medications. Consider adding a provision onto an insurance policy for long-term mental health...

Unemployed individuals should look into health insurance that is inexpensive and only covers major medical disasters instead of minor problems. Learn how new employers may not provide health...

Insurance companies work by having the insured pay a premium to the company, and in the event of a loss, the insurance company will provide benefits. Discover how insurance companies spread risk...

Medicaid will pay health insurance premiums for as long as the insured person is eligible for the Medicaid. Typically, to qualify for Medicaid a person must have a low income or be over the age of...

Small business health insurance can often be obtained for a discount, provided that there is 75 percent participation in the insurance plan. Attract a high quality level of professionals to a...

Long-term health care insurance is used to cover the cost of long-term care facilities, which can cost between $50 and $400 a day. Protect against the financial burden of long-term care costs by...

Dental insurance for college students can often be obtained through a parent's dental plan for a fairly affordable cost. Find out how obtaining independent dental insurance, particularly if there...

Life insurance is important when a child is born or adopted so that the future costs of raising a child are covered in the event that a parent dies. Find out how more children requires more life...

Homeowner's insurance coverage varies greatly depending on the cost of the home, the area, the proximity to potential dangers and the property in the home. Get homeowner's insurance to cover...

The best kind of life insurance is whatever kind will be around when the insured dies. Choose between permanent and term life insurance using advice and information from an insurance broker in...

The tax advantages of life insurance include the tax-free benefits paid to beneficiaries and the ability to build cash without paying taxes on it. Find out how investing money in life insurance is...

The two main types of disability life insurance are long-term disability insurance, which covers loss of income for an extended period of time, and short-term disability insurance, which is only...

AARP renters insurance is offered to senior citizens in order to cover the personal belongings located within a rented property. Find out how the level of service provided by the AARP for renters...

Student health insurance can typically be obtained through existing coverage from the parents. Basic health services are also frequently offered by the college health center. Learn about obtaining...