Personal Insurance

If you own a house, rent an apartment or have a car or a motorcycle, you probably have insurance. When you're shopping for insurance, agents and brokers will offer several proposals for you to...

Judy Feldman Anderson and Robert Brown of the Society of Actuaries define insurance as an agreement in which the insurer (insurance company), for a premium (pre-determined payment), pays the...

A premium is the amount paid to an insurance company by the policy holder. This amount is often paid in a lump sum at the start of the year or coverage period. Unearned premium is the amount of...

Insurance companies use different factors when determining premiums for a specific type of insurance policy. This can include automobile insurance policies, health insurance policies as well as a...

Insurance is the one thing that we should always have in place to protect us. Regularly, we pay our premiums in hopes that we never need to use the coverage. While the insurance coverage protects...

There are many ways to reduce car insurance payments, including being a safe driver, taking defensive driving courses and paying the insurance premium up-front. Reduce car insurance payments with...

The best way to buy a single-premium life insurance policy is to contact a qualified life insurance agent. Buy single-premium life insurance with tips from an insurance agent in this free video on...

Many people have policies for car, home as well as life insurance. An insurance policy sometimes needs to have various changes made during the policy term. Changes can be made to specific...

Adjustable life insurance allows the insured the flexibility of changing coverage and premium amounts at any time. Discover how adjustable life insurance is a great option during tough economic...

You've checked the want ads in the newspaper, you've gone online, and you've spent a few Saturdays at the local Harley dealership to find the motorcycle of your dreams. You realize that you'll be...

At todays cost you will spend over $200,000 for long term care, and if we consider that the cost of care will double in 14.5 years it will be somewhere between the cost today and if you need care...

Have you filed a claim lately and are worried about your insurance rates going up as a result? Insurance companies have a typical method to evaluate the risks in providing coverage to you. If you...