Personal Insurance

Statements are an important tool used by insurance claims representatives in evaluating who is at fault for an accident or who is liable for a loss such as a house fire or a theft. A written...

Business or personal special events often require significant planning and a considerable amount of money. Event insurance helps protect the investment that you make during the planning process.

You are planning an event. You are booking the venue, tasting what your caterer can prepare, and hiring an entertainer. But have you purchased insurance for your event? Event insurance has...

Third-party insurance, also known as liability insurance, is insurance that a policy takes out to cover potential injuries or harm to an innocent third party. Here is a quick overview.

Personal liability insurance is used to pay excess liability expenses not covered by other insurance policies, such as auto and homeowners. It represents additional insurance. All major insurance...

Often called "umbrella insurance" coverage, excess liability insurance coverage may be something that you should contemplate acquiring.

Insurance loss can affect an individual policyholder and the insurance company that issued the policy. Insurance companies issue policies to protect against many types of loss that can occur, such...

This article is all about how to make a Public Liability Insurance Claim.

Excess liability is insurance coverage that typically provides coverage beyond that of an underlying policy such as an automobile or homeowners policy. This can include medical costs or other...

Umbrella insurance is an additional insurance product that pays on top of existing automobile and homeowners policies. This means that if an insured has $300,000 of liability coverage and has a...

There are many reasons why a person may choose a specific insurance policy. They may want to protect themselves in case they get injured, become sick or even die. Someone may buy insurance to...

Insurance is the one thing that we should always have in place to protect us. Regularly, we pay our premiums in hopes that we never need to use the coverage. While the insurance coverage protects...

Avoid letting your special day turn into a financial liability or lose a substantial amount of savings in case you have to cancel your event at the last minute. Offered through traditional...

Peace of mind could be worth a lot. That is why I suggest having an umbrella insurance policy. It shields you from liability from charges that go beyond what your traditional insurance covers. In...

Car insurance liability limits are determined by considering the risk that may be transfered to the responsible party in the case of an accident. Learn about car insurance liability limits with...

Buying non-owner's car insurance is usually required by the state in order to show proof of public liability protection when a car is not owned. Buy non-owner's car insurance with tips from an...

Insurance is needed by individuals as well as businesses. Insurance comes in many forms but for the typical individual the most important insurance is for the automobile that they drive and for...

Liability insurance is a type of insurance that protects you from being held responsible for someone else's loss. Whether at your home, in your car or at your work, liability insurance protects...

Small business insurance can cost between $150 to $1,000 per person per month depending on the type of insurance and the amount of coverage for each individual. Find out about the additional costs...

To sell business insurances, get licensed in each area of insurance that you plan to sell, obtain proper training for each product being sold, and contact an experienced professional for more tips...

Limited liability insurance covers a business property in the event that a lawsuit is filed against the business. Protect a business from losing everything by purchasing tax deductible limited...

The six basic types of insurance are auto, life, medical, disability, long-term care and liability insurance. Find out what the six basic types of insurance are used for with information from a...

Most car insurance companies provide the same products, with coverage for your vehicle and your liability. Find a state-approved car insurance company with information from a licensed insurance...

Liability insurance provides coverage against harm that you have caused to a third party, such as personal injuries, property damage or bad business advice. Find out the different types of...

Automobile liability insurance covers the insured for damages caused to a third party while driving. Purchase liability car insurance to protect yourself from having to pay for someone else's...

When getting insurance to do contracting work, purchase a general liability insurance policy and a worker's compensation policy to cover employees. Contact a local independent insurance agent to...

Umbrella insurance is an insurance policy which protects the policy holder against damages to, or liabilities from, multiple pieces of property rather than one. Typical auto insurance insures a...

Personal injury liability insurance is designed to protect the policy holder from lawsuits filed because of alleged damage to an individual resulting from the invasion of privacy. This includes...

Liability insurance is often misunderstood. There is sometimes good reason for this. Insurance representatives, advertising and word-of-mouth information can be more confusing than helpful....

Limited liability insurance only covers a business owner for the amount of the company or partnership that they actually own. This limits their exposure to risk to a fixed portion of the asset in...

An umbrella insurance policy is a type of liability insurance policy that covers unexpected liability in excess of what is provided by liability coverage that comes with home or auto insurance....

Liability insurance provides financial protection to individuals, businesses and organizations that are at risk of being sued for potentially harming someone. When there is a settlement or a court...

Student teaching liability insurance is a form of professional insurance that provides financial protection in civil legal matters. Most universities require, if not strongly recommend, students...