Personal Insurance

Statements are an important tool used by insurance claims representatives in evaluating who is at fault for an accident or who is liable for a loss such as a house fire or a theft. A written...

Third-party insurance, also known as liability insurance, is insurance that a policy takes out to cover potential injuries or harm to an innocent third party. Here is a quick overview.

Claims can occur as the result of an accident or peril, such as a storm that causes damage, which is covered by one or more or your insurance policies. The most common types of insurance policies...

You have insurance to protect you in the event of some type of loss. This could be an automobile accident, home catastrophe or disability. If you have suffered a loss, be proactive in dealing with...

Personal accident insurance covers your expenses from an accident with a lump sum payment, a daily or monthly amount or a payment for loss of life from an accident. Several types of policies...

Optional Basic Economic Loss (OBEL) insurance is an optional auto insurance instrument. This added insurance gives additional money in case of an extreme financial situation, such as an accident...

Car insurance liability limits are determined by considering the risk that may be transfered to the responsible party in the case of an accident. Learn about car insurance liability limits with...

PIP insurance, or personal injury protection, means that all injuries related to an accident will be paid for regardless of who is at fault. Talk to a car insurance agent to get the specifics on...

Auto insurance works by a person paying the insurance company an annual fee to take on the risk of a driver getting into an accident. Find out how auto insurance defends the insured from having to...

Driving a scooter is very similar to operating a motorcycle in that you need insurance to be covered in case you get into an accident. Many people assume that you do not need scooter insurance but...

Insurance coverage for injuries sustained during a car accident are required in some form by all states. Personal injury protection, or PIP, is a specific form of this coverage that's associated...