Personal Insurance

Articles in Personal Insurance

By Lisa Curcio 10 comments
On Friday July 11, 2008 IndyMac Bank became the second largest financial institution to fail in United States banking history. The US government has stepped up to help Fannie Mae and Freddie Mac mortgage companies by offering money from the ... more »
By Save and Make Money 2 comments
Each year unsuspecting people get their identity stolen. Once it is done, entangling the mess is what you need to avoid. Using a proven protection method BEFORE it happens can save time and aggravation... more »
By Jeff Durham, eHow UK 0 comments
We receive the National Insurance Card when we first apply for a National Insurance number. If you lose it, don't worry. The card merely serves as a reminder of your National Insurance number, and it is easily replaced... more »
By Tommy Smith 1 comments
As much as possible, if it can be done, you must seize every opportunity for you to save on insurance, particularly life and auto insurance. Here are some tips you can follow... more »
By The Improper NYC 0 comments
Life insurance is something most people don't think about, but since unforeseen events happen all the time, it helps to be prepared for any contingency, especially if you have a family. Here's how to stay on track with your insurance... more »
By PattyOh 1 comments
Whether you were involved in an accident and damaged your car, had a flood in your home that destroyed your property, or disagreed with how your health insurance company was paying benefits, eventually many people find themselves at odds with ... more »
By eHow Personal Finance Editor 0 comments
Filing insurance claims requires careful planning and evaluation. Your insurance company expects you to justify your claims with all possible proofs and reasoning. If you file for too much or overvalue your claim, insurance providers are likely ... more »
By eHow Personal Finance Editor 1 comments
If you don't mind the market risks, consider a variable universal life insurance policy (VUL) that lets you invest your cash values in mutual funds... more »
By Diana Monda Dill 0 comments
An inflation rider is added to your LTC policy to ensure that your coverage and benefits keep up with rising costs. It increases your daily benefit and maximum lifetime benefits by a specific percentage each year. Although it is expensive to add ... more »
By eHow Personal Finance Editor 7 comments
In general, there are two types of insurance agents - independent agents who write for more than one company and contract agents who represent a single company... more »
By eHow Personal Finance Editor 0 comments
Flirting with danger can be dangerous if it is not properly executed. The line between flirting with danger and actually being in danger is very thin and once you are actually in danger you could get hurt. Follow these steps closely so that ... more »
By Colleen Wright 2 comments
Tired of seeing your car insurance rates increase every year? There are many simple things you can do to save money on your auto insurance... more »
By Diana Monda Dill 0 comments
Cash-value life insurance policies offer the dual benefit of providing traditional life-insurance protection, as well as an investment vehicle for accumulating savings for your retirement years. In essence, a cash-value policy provides a death ... more »
By eHow Personal Finance Editor 2 comments
Ever thought of buying a burial insurance policy? Well, funeral costs have gradually been increasing and you need to consider this issue seriously. You would not want to leave your relatives and friends with a financial burden at the time of ... more »
By eHow Personal Finance Editor 0 comments
The Microsoft certification exams, a series of tests designed to confer 27 professional designations on network and software experts, are expensive and difficult. Many developers find although they are excellent in their daily work, they have ... more »
By eHow Personal Finance Editor 1 comments
Insurance buyers are often tricked into paying additional charges by insurance companies or agents. Usually you assume that your insurance policy is issued free of cost in this competitive market place. Chances are, you may be wrong. Some ... more »
By Gigi Burgdorf, eHow UK 0 comments
When you take out a loan or mortgage or apply for a credit card, you may be offered Payment Protection Insurance (also known as PPI). While it can be a good idea to protect your payments, PPI isn't right for everyone... more »
By smilesatme1 0 comments
There are many companies offered different types of Life Insurance. You can buy it for yourself or for someone else. Some companies gives you easy application to get life insurance without any medical questions or employment verifications. But ... more »
By eHow Personal Finance Editor 2 comments
Virtually all individually owned term (temporary) life insurance policies allow you to convert some or all of the coverage to a permanent plan. Keep in mind that premium payments for permanent life insurance generally are many times greater than ... more »
By Diana Monda Dill 0 comments
Long-term care insurance is an integral component of a sound financial plan. It will protect your savings and investments, and give you more control over the quality of care you receive... more »
By Geoffrey Weed 0 comments
Auto insurance is one of those monthly expenses we don't think about often, but it costs most people an exorbitant amount of money. This can be especially true of drivers who fall into certain demographics that the insurance companies view as ... more »
By eHow Personal Finance Editor 0 comments
Single-premium life insurance provides an income-tax-free death benefit to your beneficiary, charity, or favorite cause, and is easier to qualify for - medically speaking - than other types of life insurance... more »
By eHow Personal Finance Editor 0 comments
If you want to apply for Social Security survivor benefits for a child, there are a few steps that you must follow. You will need to fill out application paperwork and provide documentation to the Social Security office... more »
By eHow Personal Finance Editor 0 comments
An umbrella insurance policy applies to both homeowners and business owners. The policy extends the limits of the liability on the policy up to $3 to $5 million. Even the small business owner or a homeowner that has small values in terms of the ... more »
By eHow Personal Finance Editor 2 comments
Lawsuits can cost you good money. You have to bear expenses that arise throughout legal proceedings until a judgement is delivered. In case of lawsuits against you, you will bear similar expenses with the likelihood of high compensation payoffs. ... more »