Articles on Personal Insurance

How to Get Insurance for Microsoft Certification Exams

By eHow Personal Finance Editor

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The Microsoft certification exams, a series of tests designed to confer 27 professional designations on network and software experts, are expensive and difficult. Many developers find although they are excellent in their daily work, they have ... more »

How to Understand an Insurance Policy Fee

By eHow Personal Finance Editor

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Insurance buyers are often tricked into paying additional charges by insurance companies or agents. Usually you assume that your insurance policy is issued free of cost in this competitive market place. Chances are, you may be wrong. Some ... more »

How to Understand Payment Protection Insurance

By Gigi Burgdorf, eHow UK

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When you take out a loan or mortgage or apply for a credit card, you may be offered Payment Protection Insurance (also known as PPI). While it can be a good idea to protect your payments, PPI isn't right for everyone... more »

How to Buy Life Insurance quickly

By smilesatme1

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There are many companies offered different types of Life Insurance. You can buy it for yourself or for someone else. Some companies gives you easy application to get life insurance without any medical questions or employment verifications. But ... more »

How to Choose an Inflation Rider for Your Long Term Care Policy

By DiDill

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An inflation rider is added to your LTC policy to ensure that your coverage and benefits keep up with rising costs. It increases your daily benefit and maximum lifetime benefits by a specific percentage each year. Although it is expensive to add ... more »

How to Convert Term Insurance to Permanent Insurance

By eHow Personal Finance Editor

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Virtually all individually owned term (temporary) life insurance policies allow you to convert some or all of the coverage to a permanent plan. Keep in mind that premium payments for permanent life insurance generally are many times greater than ... more »

How to Avoid Common Mistakes When Buying Long-Term Care Insurance

By DiDill

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Long-term care insurance is an integral component of a sound financial plan. It will protect your savings and investments, and give you more control over the quality of care you receive... more »

How to Find Cheap Auto Insurance for Your Teen

By Geoffrey Weed

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Auto insurance is one of those monthly expenses we don't think about often, but it costs most people an exorbitant amount of money. This can be especially true of drivers who fall into certain demographics that the insurance companies view as ... more »

How to Buy Single-Premium Life Insurance

By eHow Personal Finance Editor

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Single-premium life insurance provides an income-tax-free death benefit to your beneficiary, charity, or favorite cause, and is easier to qualify for - medically speaking - than other types of life insurance... more »

How to File an Insurance Claim Without Increasing Your Rates

By eHow Personal Finance Editor

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Have you filed a claim lately and are worried about your insurance rates going up as a result? Insurance companies have a typical method to evaluate the risks in providing coverage to you. If you are not a high-risk individual, you will pay a ... more »

How to Apply for Social Security Survivor Benefits for a Child

By eHow Personal Finance Editor

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If you want to apply for Social Security survivor benefits for a child, there are a few steps that you must follow. You will need to fill out application paperwork and provide documentation to the Social Security office... more »

How to Buy an Umbrella Insurance Policy

By eHow Personal Finance Editor

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An umbrella insurance policy applies to both homeowners and business owners. The policy extends the limits of the liability on the policy up to $3 to $5 million. Even the small business owner or a homeowner that has small values in terms of the ... more »

How to Buy Legal Insurance

By eHow Personal Finance Editor

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Lawsuits can cost you good money. You have to bear expenses that arise throughout legal proceedings until a judgement is delivered. In case of lawsuits against you, you will bear similar expenses with the likelihood of high compensation payoffs. ... more »

How to Buy Life Insurance in Later Years

By eHow Personal Finance Editor

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The death benefit of a life insurance policy provides an income-tax-free lump sum to your spouse or heirs at the time of your death to help pay for final costs... more »

How to Buy Only Needed Insurance

By eHow Personal Finance Editor

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Many people are under the impression that you can't have too much insurance and you should insure all members of your family. This is nice if you have an unlimited amount of money, but if you're a middle class family, you should only buy needed ... more »

How to Collect Insurance Without a Lawyer

By eHow Personal Finance Editor

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You can collect an insurance payout without a lawyer quite easily, but some preparations need to be made beforehand. Here's how... more »

How to Compare Long-term Care Insurance

By eHow Personal Finance Editor

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Choosing long-term care insurance is often considered a difficult task. Insurance companies offer several kinds of coverage such as life insurance, auto insurance, travel insurance and disability insurance. Choosing among these plans is easier ... more »

How to Compare Online Homeowners Insurance Quotes

By *Tidbits

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Now that you’ve managed to secure several online homeowners insurance quotes, you’ve got to sit down and compare them. Don’t automatically assume that the one with the lowers premium is the best value for your buck. Take time to compare them ... more »

How to Debunk Insurance Myths

By eHow Personal Finance Editor

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Insurance can be confusing, and making it worse is the fact that there are many myths about different types of insurance that simply aren't true. Learn fact from fiction and debunk common insurance myths so you can make informed decisions about ... more »

How to Debunk Insurance Myths

By eHow Personal Finance Editor

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Insurance can be confusing and misinformation might persuade you to buy more or less coverage than you need. Learn fact from fiction and debunk common insurance myths so that you can make informed decisions about your insurance needs... more »

How to Drop an Insurance Carrier

By eHow Personal Finance Editor

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There are several scenarios in which you may need to drop an insurance carrier. For example, when you move from a rental unit into a home that you just purchased or when you move to a new state where your car insurance provider is not licensed. ... more »

How to File a claim for life insurance

By smilesatme1

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Life insurance can help your family pay some debt or assist your beneficiary' s financial needs. Pay off some credit card fees or other money issues in your family. Your children will also benefits the claim. So if you have no other savings that ... more »

How to Find Low Cost Arizona Auto Insurance

By choicearizona

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Saving money on insurance is paramount with the cost of other things going up, like food and gas. Contacting an insurance broker can save you money. They can compare rates with multiple carriers simultaneously. In Arizona one of the best is at: ... more »

How to Find Money Hiding in the Duck

By littlecashgiant

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Here are six more potential survival crutches. This is a way to find fragments of your wealth hiding in "The Duck"... more »

How to Find the Cheapest PPI

By Paul Geraghty, eHow UK

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Payment Protection Insurance (PPI), which covers your debt repayments for a while should you be unable to make them yourself, is offered by most credit providers with the products they offer. Their prices may not be competitive, though, and it’s ... more »

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Articles in Personal Insurance