Auto Insurance Claims

When it comes to automobile insurance, you can save a significant sum of money by asking the right questions and by taking certain steps.

Auto insurance, bodily injury and property damage liability coverages protect you if you injure someone or damage or destroy someone's property.

Getting online insurance quotes is relatively simple. Typically, you meet with an insurance agent or speak to an agent on the phone and answer a series of questions. In this case, you not only...

Car insurance is a necessary part of life in the United States. You cannot by law drive any car without buying an insurance policy. Insurance companies offer different types of coverage if you...

Car insurance can be expensive and confusing, especially if you aren't familiar with the car insurance business. One new development is telematic car insurance. Follow these steps to learn more...

If you're involved in a car accidents, photos will help you when you file any insurance claims. Follow these steps to cover everything.

A car accident can be an inconvenient and scary event. Hopefully there were no injuries and all you need to deal with is filing a car insurance claim. Filing a car accident claim and receiving...

Insurance companies hold a vilified status for many people. It is important to remember, however, that the insurance company is a business, and the people who work for this business aim to make it...

Since unforeseen automobile accidents happen, it's best to prepare beforehand. Depending on the severity of an auto accident, you may not have the wherewithal to respond prudently. If you have...

If you work as a Claims Representative in the insurance industry, you'll be required to take a recorded statement. Your ability to get the facts will make or break your case. Learn how to do it...

When you've been involved in an accident, it is important to document the damages in order to provide visual evidence of the impact. While your insurance adjuster will photograph the vehicle, take...

When you’re in a car accident you're pre-occupied with medical issues and the condition of your car. Am I alright? Is my car alright? Filing a car accident claim is probably not going to be the...

Filing auto accident insurance claims is quite tedious. But to get your compensation for the accident, it is a necessary procedure - so you might as well go about it in the fool-proof manner...

Motor vehicle accidents are hard, especially if you have to take time off from your job to take care of things. You can show your time and effort as it deals directly with the accident and...

Insurance claims may seem complicated but documenting the damage caused to you and your vehicle can make the difference between a winning and a losing claim.

You don't need to prove death or serious dismemberment from a motor vehicle accident in order to collect damages for a permanent injury. Many state courts now compensate individuals for other...

If you have been in a car accident and it was not your fault. You not only have a right to getting the damages to your car paid by insurance, but you also have the right to be compensated for the...

Calculating a deductible for car insurance should be an easy process. It should simply be the amount listed on your auto policy. Right? Wrong! Besides the fact that two different deductibles apply...

No matter how much parents try to avoid it, there comes a time in their child’s life where they pass the Department of Motor Vehicle’s driving test and obtain a driver’s...

With rising gas prices it is becoming more expensive to own and operate a vehicle. While car owners may not be able to do anything about the rising gas prices, they can take a good look at their...

Drivers looking to save money on auto their insurance rates must obtain several quotes and compare policies. The internet has made is much easier for drivers to obtain several auto insurance...

So you wrecked your car and now the insurance company is going to pay you the value of the wrecked car.

Car insurance is the one aspect of an auto accident that consumers generally don't understand. From deductibles to the written contract, consumers normally get confused on how car insurance...

No one ever worries about his or her car insurance until after an accident. Protect yourself and your property: it's important to understand the different types of coverages under auto insurance.

Car insurance policies for teenagers are typically higher than insurance rates for adult drivers because teenagers are considered to be a "high risk" population. As most teenagers...

Car accidents are unfortunate but they happen frequently on the highways and byways of America. In a split second, lives can change forever for the victim and his family due to a collision....

Car accidents are usually bad experiences for everyone involved. These unfortunate circumstances can be compounded when the parties disagree on the events leading up to the accident and on who is...

Negotiating your own injury claim can be a complex process if you do not understand what the insurance adjuster will be looking for. Knowing how to document and argue your injuries can...

One of my readers wrote me asking for five tips on how to deal with insurance adjusters effectively. He knew that I was an adjuster for several years before going to law school and wanted met to...

Car accident? Let the frustration begin! I know this because I was in one last week, and I did not know what to do or how to react. I was a claim adjuster for several years before I went to law...

Taking a recorded statement is entirely voluntary. Do not let the insurance company tell you otherwise. If they tell you that the cooperation clause of your policy requires you to cooperate, then...

The car total loss process starts at the accident scene. After that, the insurance company must inspect your vehicle and determine whether the damage was substantial enough to declare a complete...

A bodily injury claim comes about when through the negligence or fault of another you are hurt. Most of the time you will be dealing with the insurance company of the person that hit you (if they...

If you have a vehicle total loss, then you will soon learn that insurance companies are not as "consumer friendly" as they claim in T.V. commercials. Everyday we hear (at our site)...

Learning to determine accident fault for car accidents does not have to be very difficult. Law schools certainly spend a substantial amount of time on the issue of negligence, the legal theory in...

A parking lot accident can ruin your weekend. Some parking lots are nothing short of being a deadly trap. It is not uncommon to see people backing out of a parking spot while smoking a cigarette,...

Getting into a rental car accident could be frustrating. Usually you are in a city that you do not know, in a state with laws that you are not familiar with, and you are not driving your own car....

A car stereo theft claim can give big headache. Car stereo claims are very difficult to dispute. Most insurance companies require you to file a police report, even thought most police departments...

A hit and run accident is more common than most of us think. Nearly 30% of all drivers in the U.S. are not insured. This leads to a very high rate of hit and run accidents daily. This type of...

Being in a winter car accident can be a sour experience. It is the busiest time of the year for insurance companies. Claim adjusters will be handling over five different accidents per day,...

Choosing your car insurance deductible is almost as important as choosing the insurance itself. A car insurance deductible is the amount of money the insurance holder pays after an accident which...

You probably lock your doors and put up your windows, but that may not be enough. People are becoming more desperate, especially during the holidays and in the current economic climate. Here are...

Getting the best deal on auto insurance appears to be an overwhelming task. There are so many different options available that it can be a challenge to choose the right one. But looking for the...

Getting auto insurance online is easy and convenient, and it allows you to save a lot of money. Many insurance companies compete over your business and offer very attractive insurance deals...

Auto insurance is an insurance policy which protects the driver of a motor vehicle from expenses that arise as a result of accidents while driving, and other events that cause damage to a vehicle....

Like driving laws, car insurance laws can vary from state to state. In Connecticut, the main concern is ensuring that all drivers who enter into the state are not only insured, but carry an ample...

Have you been with the same car insurance provider for years now? You could be paying too much! Here’s how to get free quotes for car insurance so you can shop around and find the best price for you!

Picking the best car insurance company means saving more money in your insurance policy. Here's how to find the best auto insurance providers online or in your local area.

The purpose of having auto insurance is to pay for damages to your automobile. When your car is totaled in an accident and you file a claim, your auto insurance should pay you the same amount it...

The process of filing an auto insurance claim can seem dreadful and overwhelming, especially if you have been hurt in an accident. Here are some simple steps to follow so you can make it through...