Auto Loans

Although the term "LTV" (loan-to-value) is most often referenced to mortgages, the same principle applies to auto loans. Auto finance companies and lenders use an auto loan's LTV ratio as a...

Each day, thousands of people pay everything from their mortgage to their credit cards online. Online payments save consumers the cost of stamps, provide rapid transfer of funds, and allow swift...

If the bank loses the title to your vehicle before you have completed payments, the easiest solution is to go to your state's Division of Motor Vehicles and apply for a replacement. If the bank is...

If you are in the market for a new car, but still have a car that you are paying a loan on, you might think you have to completely pay off your car loan (or find someone who will pay it off as...

Taking over someone's car payment is not easy. In most cases, it will be disallowed by the bank. The bank made an arrangement with the buyer and it fully intends to keep that agreement intact. The...

It's possible to get an auto loan with no credit if you are savvy and determined. With a down payment, good employment history and decent income to support your car payments, insufficient credit...

You found your dream car, but the owner wants you to take over his payments instead of buying the car outright. This is a potential red flag because it probably means the owner owes more than the...