Family Finances

Even as this 'land of plenty' increases its national debt, the wages of government workers has nearly doubled in the past two years. Yet, as this nation's debt becomes its citizen's debt, the...

One of the hardest habits to kick is an overspending habit. Most Americans spend as if there is no tommorow and try to save the little that is left over setting themself up for disaster. I'm going...

Twins are a double blessing. You get twice the love, twice the hugs, and twice the kisses. You also get twice the expenses! There are plenty of freebies to be had for your newborn twins if you...

Each one of us collects a pocket full of change each week. Many times we toss it in a jar and cash it in for vacation or when times are lean. What if you could make a a lot more money than the...

I think that gratitude is a feeling everyone desires to have in their life. The catch is that most people wait until they have what they think will make them grateful before they feel gratitude....

Heap is a program in Maine that helps people having a hard time heating their homes. It helps you fill your oil tank, buy firewood, heating pellets, and even helps pay off the high cost of...

Do you like eating out with your family? Eating out is a great way to relax with your family but it can really add up, especially if you have children. Fortunately, there are many restaurants...

With the economy uncertain and jobs being lost we should all look at ways to simplify are life and reduce financial stress. Much of our work and debt is for status symbols that ultimately are not...

When times get rough we may need help. Most of us do not want to ask, but it may get to that point. I am actually there at this time. I have found this great place in Frisco, TX that offers help...

Identity theft is when another person uses your personal info without your permission. You can protect yourself from identity theft by taking a few easy steps and make it harder from someone to...

Lower your electric bill by using these simple steps...

Weighing the risks of co-signing a student loan are imperative in protecting your financial future. While many parents are more than happy to support their child in their collegiate endeavors,...

Hard economic times mean that some of us will have to resort to applying for public assistance. Public Assistance comes in many forms, such as the Food Stamp program and Medicaid, but many...

A household bill pay schedule allows you to track personal finances and manage debt. This bill pay system can be applied to any household schedule.

Coupons are such a great resource when trying to save money, but what about after they have expired? There are still several things you can do with coupons even after they have reached their...

Basic ideas and tips to save you money on groceries including shopping lists, coupons, price books and more.

A household bill chart can assist you in organizing and managing home finances. This bill chart can be customized to meet your household budget needs.

Frugality? Cheapness? Penny-pinching? Call it whatever you like. In these tough economic times, we’re all watching our spending more closely. If you think you’ve squeezed out all the savings...

It seems now that most everyone has been touched by unemployment in some form. Either in your own household or a friend or relative. I want to help with some ideas that have been helpful for my...

The age old question for parents is should they give allowances to their children, how much, how often and do they earn it by doing chores? The answers are dependent on the family dynamics: do...

Keeping your coupons organized can be quite a chore. Here's a simple system for organizing them for saving quite a bit of time and energy.

The loss of a loved one is a difficult, emotional time that can be exasperated if you haven’t made proper estate and inheritance plans. Here are a few tips for you and your loved ones to help...

I always thought it was so cliché when people used to say that “kids grow up too fast”. It wasn’t until I had my own twins that I realized that to be the truth. Kids grow so fast that...

There’s no doubt about it; life is expensive. The only thing that makes it more expensive is having a couple of kids. While kids are not easy on any budget, there are steps you can take in order...

So many of us are struggling with job loss or are trying to live a very frugal life. I want to share some of the ideas I have had on frugal beauty products. I have not had much at all to spend....

Identity thieves are everywhere and they want your personal information! These are some great tips on how to stop them from stealing your important documents.

It seems now that most everyone has been touched by unemployment in some form. Either in your own household or a friend or relative. I want to help with some ideas that have been helpful for my...

It seems now that most everyone has been touched by unemployment in some form. Either in your own household or a friend or relative. I want to help with some ideas that have been helpful for my...

It's no secret that our country is slowly recovering from hard times economically. My family and I have had to make cuts in our household budget to make it through. Most families have to tighten...

There's no doubt that coupons save you money at the grocery store. I do a few things every week that don't involve coupons and I want to share them with you. These will help you save additional...

To me a successful yardsale means I clean out clutter in my home and makes money at the same time. There are a several ways to insure this. Use your time wisely to make sure you actually do succeed.

Preparing for the birth of a child can be one of the most amazing things in the world. Nothing beats the miracle of birth or the thrill of watching your own children grow up. As a father myself, I...

Talking to your parents about their money can be very difficult. You may be genuinely concerned about their financial wherewithal, but they may not see it that way. They may see it at intrusive or...

An economic hardship letter is a requirement for most lenders to qualify for a loan modification. This letter should contain a breakdown of your finances due to economic hardship along with other...

Are you having a baby or just had a baby. Baby needs can be expensive. Want to save a ton of money? With these tips you will save on all your newborn needs.

Reduce your grocery spending and save money each month. Follow this advice and learn simple ways to reduce your grocery spending and still enjoy the food you eat now.

It is obvious that many children do not under stand the value of money. It is our responsibility that we don't spoil our children to the point that they do not understand the hard work sweat and...

Especially in today's economy, it's important to know how to manage money; what to spend, what to give, what to save, and what to invest. Teach your children these important money management...

It seems now that most everyone has been touched by unemployment in some form. Either in your own household or a friend or relative. I want to help with some ideas that have been helpful for my...

How to easily save money each week on your grocery bill by using just the coupons in your Sunday paper. The easiest way to save money at the grocery store each week is to use coupons. The best...

Bouncing back from a bad economy or financial setback is easier when you have momentum! Whether struggling with finances or loosening the money belt, households that decrease spending as a unit...

Choosing a good local bank can save you from a lot of headaches. Take the time to research a bank and consider every aspect of it before you choose. This could be a decision that can save you...

Many mom's and dad's are pinched for cash right now, and college students are worried about where to find money for back to school shopping needs and books. Here is a list of strategies you can...

Would you like to learn how to save money? Well, Oscar Wilde says “people who live withing their means suffer from a lack of imagination.” In that case, you might have a problem with Oscar Wilde...

In this difficult economy, families are finding it harder than ever to enjoy a night dining out without paying an arm and leg. In this article, you'll find some helpful hints on how to get a great...

School is upon us and we're busier than ever! It's a rush to get necessary supplies and cost is overlooked. Until now!

Recession or not, there's no reason you can't save money on bills. In fact, saving money often doesn't require any effort or change on your part. You don't have to skimp on your favorite...

Mom, can I have money? How many times have parents been badgered with this money question. If you have kids like mine you are probably asked this all the time. I have put a stop to my money...

With unemployment topping 10 percent in California, many people are turning to state welfare programs to make ends meet. There is no shame in applying for welfare benefits; if you are a taxpayer,...

Every Sunday you find yourself looking through the coupon section of the newspaper, but rarely cutting anything out. Constantly the same coupons for the same products are offered, and they're...