Family Finances

We know that every is talking about the economic crisis that the world is in. I am glad that so many are adding their thoughts to help others with inexpensive ways to still live. This article is...

Taxes may be necessary, but that does not make them pleasant. Fortunately, the law permits individuals to give away certain assets to friends and family members without the recipients being forced...

Having children can be very expensive. Diapers, baby food, toys, and medicine add up fast. Any amount of money you can save can help you pay for practical things. These tips are simple to follow...

The food stamps program, now called SNAPS, is a government program which aids people in buying nutritious food. Nutritious foods are usually more expensive than processed foods so low income...

Whether parents are enlisted in the Army, Navy, Air Force, Marine Corps, National Guard, Coast Guard or military reserves, if they're serving in the military or retired from military service,...

Death benefits are available from the federal government to the families and dependents of U.S. military veterans. Most death benefits are the same whether or not the service member died while on...

In these tough economic times, a teenager needs money to fund those mall shopping trips, basketball game tickets, mani/pedi's, and other stuff teens can't live without. So when your birthday comes...

Economics lessons for children help to teach the importance of finances and the responsibility of how money works. Children tend to become curious about money and quickly learn what money will buy...

It is becoming increasingly common to hear reports on how bad our economy is doing. At times when money has little to no value, and mass production and imported goods are not an option, it is...

Food stamp benefits are now referred to as SNAP, which stands for the Supplemental Nutrition Assistance Program. SNAP helps people with low incomes get food so they can stay healthy. In this...

When a parent moves in, it's important to establish some ground rules, especially when it comes to paying expenses. Your parent will probably already feel like a burden when she moves in, so...

Even as this 'land of plenty' increases its national debt, the wages of government workers has nearly doubled in the past two years. Yet, as this nation's debt becomes its citizen's debt, the...

One of the hardest habits to kick is an overspending habit. Most Americans spend as if there is no tommorow and try to save the little that is left over setting themself up for disaster. I'm going...

Funerals are a dreaded yet inevitable event for every family. When death affects a family, the desire to see a loved one treated with care is often tempered by the fact that funerals are...

While Microsoft Excel is a viable business tool, it can also be a valuable asset for keeping track of household and personal data. Family medical leave is something that needs to be tracked so you...

Each one of us collects a pocket full of change each week. Many times we toss it in a jar and cash it in for vacation or when times are lean. What if you could make a a lot more money than the...

I think that gratitude is a feeling everyone desires to have in their life. The catch is that most people wait until they have what they think will make them grateful before they feel gratitude....

Heap is a program in Maine that helps people having a hard time heating their homes. It helps you fill your oil tank, buy firewood, heating pellets, and even helps pay off the high cost of...

Suicide seems to be a gray area when it comes to life insurance claims. Although insurance companies are not allowed to completely deny claims on the basis of suicide, they do use a suicide clause...

Being in debt can cause feelings of stress and depression that no one should have to endure. Though debt may seem like a large hole that you can't get out of, but it is possible to evaluate your...

Do you like eating out with your family? Eating out is a great way to relax with your family but it can really add up, especially if you have children. Fortunately, there are many restaurants...

Whether you're just getting married or want to improve your finances after 15 years, a budget is the way to get your money matters organized. Though it's sometimes difficult to talk about money...

With the economy uncertain and jobs being lost we should all look at ways to simplify are life and reduce financial stress. Much of our work and debt is for status symbols that ultimately are not...

Some families fall into debt because raising children is an expensive endeavor and costs pile up on top of each other quickly. There are many solutions for getting your family out of debt and a...

Buying stocks for your young boy is an excellent investment and a way to make and save money for his college fund without putting too much strain on the family's pocketbook. As is always the case,...

When times get rough we may need help. Most of us do not want to ask, but it may get to that point. I am actually there at this time. I have found this great place in Frisco, TX that offers help...

Identity theft is when another person uses your personal info without your permission. You can protect yourself from identity theft by taking a few easy steps and make it harder from someone to...

Lower your electric bill by using these simple steps...

Weighing the risks of co-signing a student loan are imperative in protecting your financial future. While many parents are more than happy to support their child in their collegiate endeavors,...

The federal government has made children a high priority in its grant funding. Children and youth are the future of the nation, and the government has made an investment in them by granting...

Hard economic times mean that some of us will have to resort to applying for public assistance. Public Assistance comes in many forms, such as the Food Stamp program and Medicaid, but many...

A household bill pay schedule allows you to track personal finances and manage debt. This bill pay system can be applied to any household schedule.

Coupons are such a great resource when trying to save money, but what about after they have expired? There are still several things you can do with coupons even after they have reached their...

Basic ideas and tips to save you money on groceries including shopping lists, coupons, price books and more.

A household bill chart can assist you in organizing and managing home finances. This bill chart can be customized to meet your household budget needs.

Frugality? Cheapness? Penny-pinching? Call it whatever you like. In these tough economic times, we’re all watching our spending more closely. If you think you’ve squeezed out all the savings...

Every family should plan for the inevitable event of a parent or other loved one passing. In the event that the family member has an estate, a business, stocks, or any other valuables, these...

Maintaining a nice temperature in our homes can keep us healthy and happy. However, not all families can afford to heat their homes in the winter or cool their homes in the summer. Low income...

It seems now that most everyone has been touched by unemployment in some form. Either in your own household or a friend or relative. I want to help with some ideas that have been helpful for my...

The U.S. federal government provides assistance for low-income workers and their families. These assistance programs can include medical help, job placement help, educational help or child care...

Filing taxes is an annual ritual. For many Americans, the process is simple and can be done for free using online resources at home. If your tax returns are fairly simple and do not require major...

Keeping your coupons organized can be quite a chore. Here's a simple system for organizing them for saving quite a bit of time and energy.

The loss of a loved one is a difficult, emotional time that can be exasperated if you haven’t made proper estate and inheritance plans. Here are a few tips for you and your loved ones to help...

I always thought it was so cliché when people used to say that “kids grow up too fast”. It wasn’t until I had my own twins that I realized that to be the truth. Kids grow so fast that...

There’s no doubt about it; life is expensive. The only thing that makes it more expensive is having a couple of kids. While kids are not easy on any budget, there are steps you can take in order...

So many of us are struggling with job loss or are trying to live a very frugal life. I want to share some of the ideas I have had on frugal beauty products. I have not had much at all to spend....

There are a lot of grants available to help low-income families through tough circumstances. Assistance is available for child care, nutrition, education and finding affordable and safe housing....

When a loved one dies, it causes emotional anguish. It also comes with a mountain of responsibilities. One of them is reporting the death to the credit agencies.

Identity thieves are everywhere and they want your personal information! These are some great tips on how to stop them from stealing your important documents.