About Prepaid Legal Insurance
Prepaid legal insurance provides a prepaid legal member a certain amount of coverage related to legal matters. Like an insurance policy, when an incident calls for legal services from an attorney, the prepaid legal member can utilize the services to resolve the legal matters. A prepaid legal company connects its members with attorneys for a monthly fee.
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Synopsis
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The essential benefit of obtaining prepaid legal insurance is the unlimited access to legal assistance without the high costs associated with obtaining legal assistance. The membership can cover the member’s spouse and children. Also, the member has access to legal assistance from the attorneys in the state of the member’s residence and the jurisdiction that concerns the legal matter. For instance, if a member lives in Ohio and receives a traffic ticket in Pennsylvania, the prepaid legal membership allows the individual to obtain legal assistance for the traffic ticket in Pennsylvania.
Legal Consultation
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There is a toll free number to allow prepaid legal members to obtain answers regarding their personal or business legal matters. The attorney may provide a consultation, conduct legal research and perform certain legal services for the member. Moreover, depending on the circumstances involving the legal matter, the attorney can review documents, make telephone calls and issue letters on behalf of the member.
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Prepayment
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Prepaid legal members acquire the prepaid legal insurance by purchasing a certain legal plan from the company and agreeing to pay a monthly fee for the service. The amount of the monthly fee for the service depends on the plan chosen by the prepaid legal member.
Motor Vehicle
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If a prepaid legal member is involved in a collision or receives a traffic ticket, the membership entitles the member to obtain legal counsel to defend any legal matters related to the motor vehicle incident.
Trial Defense
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If the prepaid legal member is involved in a civil lawsuit, the prepaid legal insurance can provide the member with legal counsel. The attorney can perform legal services, such as appearing in court on behalf of the prepaid legal member, appearing at pre-trial conferences, conducting interrogatories or depositions, and settling cases.
Limitations
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The amount of benefit hours provided by a prepaid legal membership is determined by the amount of years the member has held the membership. In other words, the prepaid legal member has a certain amount of hours each year that allows her to obtain legal assistance under the prepaid legal plan.
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