Internet Identity Theft Facts
According to the Federal Trade Commission, identity theft affects approximately 9 million Americans per year. Thieves use various tactics to get what they want, so if you use a computer, it's important to be aware of their methods and use caution in your communications online.
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Phishing
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Phishing is a method in which thieves pretend to be a financial institution or similar company. They send you spam pop-ups asking for your personal financial information and Social Security number.
Pretexting
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When thieves engage in pretexting, they pretend, for instance, to be a research company in order to extract your personal information. They then use the information to call your financial institution and gain further details about your account and financial data.
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Skimming
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Using a technique called skimming, thieves steal a victim's credit or debit card numbers by using special storage devices when processing the card information online.
Anti-Virus Software
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To protect yourself with respect to your personal correspondence online, you should have anti-virus software installed. The most updated version is crucial to the safety of your personal information.
Firewall
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Use a firewall to prevent hackers from gaining access to your computer and to safeguard your personal activities online. You should have the most updated version installed on your system.
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References
- Photo Credit wallet and credit cards image by CraterValley Photo from Fotolia.com