What Is the Medicare Deductible?


Medicare is the federal health insurance program that provides coverage for eligible recipients. It works much like conventional health insurance, with deductibles, premiums and co-payments. There are four parts to Medicare coverage. The deductible depends on which part you are referring to. Deductibles are adjusted from time to time.

Medicare Deductibles by Part

  • Medicare Part A covers inpatient hospital stays. The deductible per benefit period is $1,216 as of 2014. A benefit period starts when someone is admitted to a hospital or skilled nursing facility and ends once 60 consecutive days elapse without receiving further hospital or skilled nursing care. Medicare Part B covers other medical care such as outpatient treatment and visits to the doctor. The Part B deductible is $147 per year as of 2014. Part C or Medicare Advantage substitutes a managed health care plan for Parts A and B. Maximum deductibles for Medicare Advantage are the same as for Parts A and B. Plan providers may set deductibles lower. Part D is the Medicare prescription drug plan and there is no deductible as such.

Related Searches


  • Photo Credit everythingpossible/iStock/Getty Images
Promoted By Zergnet


You May Also Like

  • What Is Medicare Plan F?

    Some medical costs are not covered under original Medicare. As a result, people may buy supplemental plans such as Plan F to...

  • Explanation of Medicare Deductibles

    Like most health insurance, Medicare has deductibles that you must pay before Medicare begins paying your medical bills. Original Medicare Parts A...

  • Medicare Deductibles & Copayments

    Medicare deductibles and copayments are the out-of-pocket expenses that either you or a supplemental insurance plan pays for Part A and Part...

  • What Is a Medicare Part A Deductible?

    Medicare Part A covers hospital bills, nursing services and some home health services and care. The exact services covered vary according to...

Related Searches

Check It Out

4 Credit Myths That Are Absolutely False

Is DIY in your DNA? Become part of our maker community.
Submit Your Work!