Reasons for Collecting Unemployment
People collect unemployment to help with the loss of income when they are out of work for one reason or another. There are four main reasons why someone would collect unemployment. The person must file a claim and be approved for benefits before he or she can receive any amount of weekly benefits.
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Lay Off
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Companies will lay off employees if business is slow. This may be temporary, which means that the employee will file an unemployment claim for weekly benefits to cover some of the loss of income and collect benefits until they are called back to work in the near future. Companies do not usually dispute these types of unemployment claims.
Quit a Job
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People that quit a job can file for unemployment benefits. Because a person quit the job, a claims specialist will be assigned to talk with the company and the unemployed person to see if benefits will be paid. In this type of situation, the employer could fight the claim because the person quit. It is possible to be denied weekly benefits.
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Company Closing
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When companies close the doors, employees can file for weekly unemployment benefits. In this case, employees may collect benefits, but they must also look for work every week. Some job service centers will offer classes and other educational seminars for permanent workers that are left without a job.
Fired
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When an employee is fired from a company, the unemployment agency will assign a claims specialist to determine if the company should pay benefits your not. The company and the unemployed person will talk to the specialist and explain the circumstances behind the firing to determine if the person can receive weekly benefits. In some cases, a person may be denied benefits, but on the other hand, many people do collect weekly benefits after being fired. It will depend on the reasons for the termination.
Tips
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Keep filing weekly claims, even if there is a dispute about the unemployment claim. If a dispute is ruled in your favor, you will receive a payment for back payments. Always record the date you were fired or laid off and any other important information about the loss of employment in case of a dispute.
Warning
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If a person files for unemployment and has a part time job aside from the job that they were fired from, quit or laid off from, he or she may not be entitled to any unemployment benefits if they are making more money than allowed by the unemployment agency.
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