If you've decided to invest in mutual funds, you may be considering Scudder Mutual Funds. DWS Investments, formerly DWS Scudder, offers a broad range of plans, giving an investor access to the world's marketplace. As part of Deutsche Bank, DWS Investments offers round-the-clock market and economic analysis on a global scale.
People often invest money in mutual funds in order to meet their long-term financial goals, such as a comfortable retirement. Mutual funds allow investors the opportunity to diversify their money into portfolios being professionally managed by experienced financial advisors. In short, a mutual fund investment company collects money from several different investors and distributes it among stocks, bonds and other assets. This creates less of a risk to the investor, because his money is spread throughout several funds as opposed to just one stock. Each fund earns a rating based on its average performance over a given time period.
The Scudder Mutual Fund was founded in 1919 as Scudder, Stevens and Clark, introducing America to the first no-load fund. In 1956, DWS Investments was founded in Germany, and Scudder was later purchased by Deutsche Bank in 2002. In an effort to align with the already-established DWS Investments, the leading fund manager in Germany, DWS Scudder began branding itself as part of DWS Investments. In 2008, DWS Scudder officially became known as DWS Investments, the United States branch of Deutsche Bank's Asset Management division.
DWS Investments represents Deutsche Bank’s retail activities within the United States and has assets of over $80 billion (March 2008) stateside alone. With a team of experienced financial advisors, DWS Investments has been garnering positive recognition from independent rating agencies and the media. In March 2007, two of DWS Investment’s (then DWS Scudder) funds received a Lipper Fund Award based upon the risk-adjusted return over a three-year period.
The family of mutual funds under DWS Investments is sub-divided into value funds, growth funds, alternative funds, asset allocation funds, global funds, income and tax-free income funds, index-related funds, sector funds and blend funds.
As with any investment opportunity, you’ll need to understand the risks associated with DWS Investment’s performance. One way to help you understand each fund within DWS Investments is to read its prospectus. A prospectus outlines the factors that allow you to weigh the benefits and risks of a particular fund. Each prospectus talks about the investment’s objectives, strategies, risks, expenses and management. Furthermore, you can download a fund’s semi-annual and annual reports.