About AA Car Insurance

Established in 1905, AA Car Insurance is one of United Kingdom's largest insurance providers, and it now boasts more than 15 million members. Car insurance is one of many insurance products offered by AA car insurance, which include home insurance, travel insurance, business and life insurance.

Function

AA's comprehensive car insurance coverage includes personal accident coverage in varying limits, based on the policyholder's membership. It also provides liability protection for any legal action that arises from an auto claim. Unlike other insurance providers, AA car insurance customers can benefit from windscreen and window repairs without losing their no-claims discount.

Features

If the customer has her vehicle repaired by an approved mechanic for a covered claim, she is provided with a courtesy vehicle until the repairs are complete. A UK claims-line is also open for assistance 24 hours a day, every day of the year. For claims outside the UK, assistance is available during business hours, and a toll-free number is available for after-hours assistance, advice and information. Onward transportation and even overnight lodging assistance are provided, if needed, after an accident.

Size

AA policyholders can split their annual premiums into smaller installments. Reducing the premium amount that's due each month helps spread the costs of insurance for the customer. An initial deposit is required, and interest is payable on the balance. The balance of the premium will be due in eleven installments, which can only be accepted from the policyholder. Current payments are adjusted for any existing AA installment account holder. Originator's Identification Number 649439 is used to make the collection. For a nominal charge, policyholders can also take advantage of Payment Protection Insurance, which is designed to help prevent a lapse of coverage due to non-payment of premiums.

Considerations

Certain information is necessary to have on hand when calling for a quote. This includes the vehicle registration number, car usage, primary driver, date of purchase, an estimated number of miles the car is driven in a year, and information concerning any points on your license and/or any outstanding claims. Immediate cover can be purchased both by phone and online.

Benefits

AA car insurance rates are specially tailored for certain drivers. In particular, AA aims to offer lower rates to women, young driver and students than any other UK provider. All drivers can benefit from the no-claims discount, which is offered based on a claim-free history and for each individual car. AA car insurance also offers a discount for purchasing AA insurance online, along with a 35% discount on AA's Breakdown Cover.

Resources

• Official website of AA Car Inurance