About Single-Mother Grants
Single mothers often struggle to make ends meet. Child care costs eat into the amount of money they're able to bring home every month, making it more difficult to save money to prepare for emergencies. Luckily, there are many grants available for single mothers to work toward achieve financial independence, security and success.
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Significance
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Federal, local and state governments all make special grants available to single mothers to help them train for employment, go to school, meet basic expenses, find housing, provide care for their children and maintain good health. Single mothers have more grants available to them than any other demographic category. More than 30 million Americans receive grant money every year. There is no moral issue with taking money from grants--after all, the average single mother is likely to pay most of the money they receive from the government back in the form of taxes in any case.
Function
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The most common kinds of grants available to single mothers are those that provide educational and job training assistance. Don't just get one grant if you're looking for educational financial aid--examine your options through the reference resources below for grants at the federal, local and state level. Apply for grants that don't apply just to single mothers as well, in order to maximize your returns. You can greatly improve your financial security if you take the time to look at your options for grants.
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Features
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Private foundations also give out many grants specifically to single mothers to help them in their labor to better themselves. Organizations like Raise the Nation and Sunshine Lady write thousands of grants every year for single mothers who are looking for help on college tuition. Don't turn to private foundations only if you get turned down for public grants--apply for everything as soon as you can to maximize your grant coverage.
Geography
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Different grants are available depending on where you live. If there aren't many government grants available for your locality, it may make sense to relocate to a place where more grants are available. You may be able to make up for any costs involved with moving by taking out the grant itself. It can be a bit of a risk, but it may pay off. If you plan on using grants to go to school, be sure that you investigate all of their financial aid opportunities.
Benefits
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Keep in mind that there are many loan forgiveness plans that you can enroll in if you either find work with the government or volunteer for community service programs like AmeriCorps. Single mothers who join the military are also often eligible for entirely new classes of benefits. Browse the various grants that are available to you, but try not to significantly alter your career or schooling choices to match the grants. That will likely have an adverse long-term effect on your ability to enjoy yourself and succeed in your future career.
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Resources
- Photo Credit sa_ku_ra, Flickr
